HomeCompareUSAG vs SPHD

USAG vs SPHD: Dividend Comparison 2026

USAG yields 12.88% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USAG wins by $20.2K in total portfolio value
10 years
USAG
USAG
● Live price
12.88%
Share price
$15.53
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$2,869.62
Full USAG calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — USAG vs SPHD

📍 USAG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSAGSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USAG + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USAG pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USAG
Annual income on $10K today (after 15% tax)
$1,094.66/yr
After 10yr DRIP, annual income (after tax)
$2,439.18/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, USAG beats the other by $1,953.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USAG + SPHD for your $10,000?

USAG: 50%SPHD: 50%
100% SPHD50/50100% USAG
Portfolio after 10yr
$36.6K
Annual income
$1,720.47/yr
Blended yield
4.70%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USAG buys
0
SPHD buys
0
No recent congressional trades found for USAG or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSAGSPHD
Forward yield12.88%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$46.7K$26.5K
Annual income after 10y$2,869.62$571.32
Total dividends collected$20.5K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USAG vs SPHD ($10,000, DRIP)

YearUSAG PortfolioUSAG Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,988$1,287.83$11,133$432.85+$855.00USAG
2$14,270$1,442.83$12,363$450.36+$1.9KUSAG
3$16,874$1,605.13$13,695$467.39+$3.2KUSAG
4$19,829$1,773.87$15,138$483.90+$4.7KUSAG
5$23,165$1,948.14$16,697$499.88+$6.5KUSAG
6$26,914$2,127.02$18,382$515.31+$8.5KUSAG
7$31,107$2,309.55$20,198$530.17+$10.9KUSAG
8$35,779$2,494.78$22,157$544.46+$13.6KUSAG
9$40,966$2,681.77$24,266$558.18+$16.7KUSAG
10$46,703$2,869.62$26,536$571.32+$20.2KUSAG

USAG vs SPHD: Complete Analysis 2026

USAGStock

USAG is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USAG shares.

Full USAG Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.