Is USAK or QYLD a better dividend investment in 2026?

USAK currently yields 6.31% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between USAK and QYLD?

USAK has a forward dividend yield of 6.31% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 5.61 percentage points.

Home › Compare › USAK vs QYLD

USAK vs QYLD: Dividend Comparison 2026

USAK yields 6.31% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USAK wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USAK

● Live price

6.31%

Share price

$31.71

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.3K

Annual income

$942.39

Full USAK calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — USAK vs QYLD

📍 USAK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USAK	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USAK + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USAK pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USAK

Annual income on $10K today (after 15% tax)

$536.11/yr

After 10yr DRIP, annual income (after tax)

$801.03/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,009.38/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USAK + QYLD for your $10,000?

USAK: 50%QYLD: 50%

100% QYLD50/50100% USAK

Portfolio after 10yr

$27.9K

Annual income

$3,300.85/yr

Blended yield

11.85%

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Analyst Conviction Gap

Where Wall Street is most bullish on USAK right now

USAK

Analyst Ratings

Buy

Hold

Consensus: Buy

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USAK buys

QYLD buys

No recent congressional trades found for USAK or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSAKQYLD

Forward yield	6.31%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.3K ✓	$25.4K
Annual income after 10y	$942.39	$5,659.31 ✓
Total dividends collected	$7.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USAK vs QYLD ($10,000, DRIP)

Year	USAK Portfolio	USAK Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,331	$630.72	$10,352	$1,192.36	+$979.00 → USAK
2	$12,792	$667.89	$10,830	$1,347.57	+$2.0K → USAK
3	$14,392	$704.69	$11,460	$1,539.07	+$2.9K → USAK
4	$16,140	$740.97	$12,275	$1,777.84	+$3.9K → USAK
5	$18,047	$776.62	$13,323	$2,078.95	+$4.7K → USAK
6	$20,122	$811.55	$14,667	$2,463.34	+$5.5K → USAK
7	$22,376	$845.65	$16,396	$2,960.57	+$6.0K → USAK
8	$24,821	$878.87	$18,631	$3,612.97	+$6.2K → USAK
9	$27,469	$911.13	$21,548	$4,482.15	+$5.9K → USAK
10	$30,335	$942.39	$25,398	$5,659.31	+$4.9K → USAK

USAK vs QYLD: Complete Analysis 2026

USAK — Stock

USA Truck, Inc. operates as a truckload carrier in the United States, Mexico, and Canada. The company operates in two segments, Trucking and USAT Logistics. The Trucking segment offers motor carrier services as a medium-haul common and contract carrier; and freight services. The USAT Logistics segment provides freight brokerage, logistics, and intermodal rail services. As of December 31, 2021, the company operated a fleet of 2,157 tractors, which included 641 independent contractor tractors; and 6,548 trailers. USA Truck, Inc. was founded in 1983 and is headquartered in Van Buren, Arkansas. As of September 15, 2022, USA Truck, Inc. operates as a subsidiary of Schenker, Inc.

Full USAK Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.