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USAP vs PM: Dividend Comparison 2026

USAP yields 4.45% · PM yields 3.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $22.9K in total portfolio value
10 years
USAP
USAP
● Live price
4.45%
Share price
$44.99
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.7K
Annual income
$591.10
Full USAP calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — USAP vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSAPPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USAP + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USAP pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USAP
Annual income on $10K today (after 15% tax)
$377.86/yr
After 10yr DRIP, annual income (after tax)
$502.44/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, PM beats the other by $1,624.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USAP + PM for your $10,000?

USAP: 50%PM: 50%
100% PM50/50100% USAP
Portfolio after 10yr
$38.2K
Annual income
$1,546.86/yr
Blended yield
4.05%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

USAP
Analyst Ratings
1
Buy
4
Hold
Consensus: Hold
Price Target
$36.00
-20.0% upside vs current
Range: $36.00 — $36.00
Altman Z
4.5
Piotroski
8/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USAP buys
0
PM buys
0
No recent congressional trades found for USAP or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSAPPM
Forward yield4.45%3.49%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$26.7K$49.6K
Annual income after 10y$591.10$2,502.61
Total dividends collected$5.2K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$36.00$194.30

Year-by-year: USAP vs PM ($10,000, DRIP)

YearUSAP PortfolioUSAP Income/yrPM PortfolioPM Income/yrGap
1← crossover$11,145$444.54$11,650$409.56$505.00PM
2$12,388$463.01$13,592$497.49$1.2KPM
3$13,736$480.99$15,882$605.21$2.1KPM
4$15,196$498.44$18,589$737.41$3.4KPM
5$16,775$515.35$21,794$899.94$5.0KPM
6$18,481$531.68$25,597$1,100.16$7.1KPM
7$20,322$547.43$30,118$1,347.30$9.8KPM
8$22,307$562.59$35,505$1,652.97$13.2KPM
9$24,446$577.14$41,940$2,031.88$17.5KPM
10$26,748$591.10$49,643$2,502.61$22.9KPM

USAP vs PM: Complete Analysis 2026

USAPStock

Universal Stainless & Alloy Products, Inc., together with its subsidiaries, manufactures and markets semi-finished and finished specialty steel products in the United States and internationally. Its products include stainless steel, nickel alloys, tool steel, and various other alloyed steels. The company offers semi-finished and finished long products in the form of ingots, billets, and bars; flat rolled products, such as slabs and plates; and customized shapes primarily for original equipment manufacturers (OEMs), which are cold rolled from purchased coiled strip, flat bar, or extruded bar. It also offers conversion services on materials supplied by its customers. The company's products are used in aerospace, power generation, oil and gas, heavy equipment, general, and industrial markets. It sells its products to service centers, forgers, rerollers, and OEMs. Universal Stainless & Alloy Products, Inc. was incorporated in 1994 and is headquartered in Bridgeville, Pennsylvania.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.