Is USARW or VYM a better dividend investment in 2026?

USARW currently yields 181.82% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: USARW offers higher current income.

What is the dividend yield difference between USARW and VYM?

USARW has a forward dividend yield of 181.82% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 179.41 percentage points.

Home › Compare › USARW vs VYM

USARW vs VYM: Dividend Comparison 2026

USARW yields 181.82% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USARW wins by $69.48M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USARW

● Live price

181.82%

Share price

$1.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$69.51M

Annual income

$33,388,080.18

Full USARW calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — USARW vs VYM

📍 USARW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USARW	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USARW + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Dec

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USARW pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USARW

Annual income on $10K today (after 15% tax)

$15,454.55/yr

After 10yr DRIP, annual income (after tax)

$28,379,868.15/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, USARW beats the other by $28,379,631.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USARW + VYM for your $10,000?

USARW: 50%VYM: 50%

100% VYM50/50100% USARW

Portfolio after 10yr

$34.77M

Annual income

$16,694,179.36/yr

Blended yield

48.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USARW buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSARWVYM

Forward yield	181.82% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$69.51M ✓	$27.8K
Annual income after 10y	$33,388,080.18 ✓	$278.55
Total dividends collected	$65.15M ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USARW vs VYM ($10,000, DRIP)

Year	USARW Portfolio	USARW Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$28,882	$18,181.82	$11,151	$241.44	+$17.7K → USARW
2	$79,981	$49,077.01	$12,413	$246.79	+$67.6K → USARW
3	$212,594	$127,014.75	$13,794	$251.79	+$198.8K → USARW
4	$543,003	$315,527.24	$15,306	$256.47	+$527.7K → USARW
5	$1,334,202	$753,189.45	$16,960	$260.84	+$1.32M → USARW
6	$3,157,175	$1,729,577.94	$18,768	$264.92	+$3.14M → USARW
7	$7,203,193	$3,825,015.79	$20,745	$268.71	+$7.18M → USARW
8	$15,863,391	$8,155,975.05	$22,905	$272.24	+$15.84M → USARW
9	$33,760,443	$16,786,614.57	$25,265	$275.51	+$33.74M → USARW
10	$69,511,754	$33,388,080.18	$27,842	$278.55	+$69.48M → USARW

USARW vs VYM: Complete Analysis 2026

USARW — Stock

USA Rare Earth, Inc. operates as a magnet manufacturing company. The Company develops a NdFeB magnet manufacturing, minerals supply, extraction, and processing plant. USA Rare Earth serves defense, automotive, aviation, industrial, medical, and consumer electronics industries in the United States.

Full USARW Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.