HomeCompareUSB vs HDV

USB vs HDV: Dividend Comparison 2026

USB yields 4.00% · HDV yields 3.70% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 USB wins by $609.00 in total portfolio value
10 years
USB
USB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USB calculator →
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →

Portfolio growth — USB vs HDV

Annual dividend income

MetricUSBHDV
Forward yield4.00%3.70%
Annual dividend / share$2.00$4.00
Payout ratio50%55%
1-year div growth5%4.2%
5-year div CAGR5%4.8%
Portfolio after 10y$28.0K$27.4K
Annual income after 10y$899.19$792.81
Total dividends collected$6.4K$5.7K
Payment frequencyquarterlyquarterly
SectorFinancialsETF

Year-by-year: USB vs HDV ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrHDV PortfolioHDV Income/yrGap
1$11,120$420.00$11,097$387.43+$23.00USB
2$12,357$458.31$12,306$420.72+$51.00USB
3$13,721$499.76$13,636$456.52+$85.00USB
4$15,227$544.58$15,099$495.00+$128.00USB
5$16,885$593.02$16,708$536.34+$177.00USB
6$18,713$645.34$18,475$580.73+$238.00USB
7$20,724$701.81$20,415$628.36+$309.00USB
8$22,938$762.73$22,544$679.43+$394.00USB
9$25,372$828.41$24,879$734.17+$493.00USB
10$28,047$899.19$27,438$792.81+$609.00USB

USB vs HDV: Complete Analysis 2026

USBFinancials

USB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USB shares.

Full USB Calculator →

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

Frequently Asked Questions

Is USB or HDV better for dividend income in 2026?
USB currently offers a 4.00% yield (2.00/share/year) while HDV offers 3.70% (4.00/share/year). USB provides higher current income. However, USB has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USB vs HDV earn per year?
With $10,000 invested today: USB pays approximately $400/year. HDV pays approximately $370/year. With DRIP reinvestment over 10 years, these grow to $899/year (USB) and $793/year (HDV).
Does USB or HDV pay monthly dividends?
USB pays quarterly dividends. HDV pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this USB vs HDV comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

USB vs SCHDUSB vs JEPIUSB vs OUSB vs KOUSB vs MAINUSB vs VYMUSB vs DVYUSB vs SPHDHDV vs SCHDHDV vs VYMHDV vs DVYHDV vs SPHD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.