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USB vs TXN: Dividend Comparison 2026

USB yields 4.00% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 USB wins by $7.7K in total portfolio value
10 years
USB
USB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USB calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — USB vs TXN

Annual dividend income

MetricUSBTXN
Forward yield4.00%2.82%
Annual dividend / share$2.00$5.20
Payout ratio50%62%
1-year div growth5%4.8%
5-year div CAGR5%13.1%
Portfolio after 10y$28.0K$20.4K
Annual income after 10y$899.19$1,482.81
Total dividends collected$6.4K$7.5K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology

Year-by-year: USB vs TXN ($10,000, DRIP)

YearUSB PortfolioUSB Income/yrTXN PortfolioTXN Income/yrGap
1$11,120$420.00$10,529$319.28+$591.00USB
2$12,357$458.31$11,123$372.40+$1.2KUSB
3$13,721$499.76$11,792$435.78+$1.9KUSB
4$15,227$544.58$12,552$511.78+$2.7KUSB
5$16,885$593.02$13,419$603.42+$3.5KUSB
6$18,713$645.34$14,415$714.61+$4.3KUSB
7$20,724$701.81$15,568$850.38+$5.2KUSB
8$22,938$762.73$16,912$1,017.35+$6.0KUSB
9$25,372$828.41$18,492$1,224.26+$6.9KUSB
10$28,047$899.19$20,363$1,482.81+$7.7KUSB

USB vs TXN: Complete Analysis 2026

USBFinancials

USB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USB shares.

Full USB Calculator →

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is USB or TXN better for dividend income in 2026?
USB currently offers a 4.00% yield (2.00/share/year) while TXN offers 2.82% (5.20/share/year). USB provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USB vs TXN earn per year?
With $10,000 invested today: USB pays approximately $400/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $899/year (USB) and $1,483/year (TXN).
Does USB or TXN pay monthly dividends?
USB pays quarterly dividends. TXN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.