HomeCompareUSBLX vs VYM

USBLX vs VYM: Dividend Comparison 2026

USBLX yields 2.22% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $4.8K in total portfolio value
10 years
USBLX
USBLX
● Live price
2.22%
Share price
$28.82
Annual div
$0.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.0K
Annual income
$256.61
Full USBLX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — USBLX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSBLXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USBLX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USBLX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USBLX
Annual income on $10K today (after 15% tax)
$188.93/yr
After 10yr DRIP, annual income (after tax)
$218.12/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, VYM beats the other by $13.88/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USBLX + VYM for your $10,000?

USBLX: 50%VYM: 50%
100% VYM50/50100% USBLX
Portfolio after 10yr
$25.4K
Annual income
$264.77/yr
Blended yield
1.04%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USBLX buys
0
VYM buys
0
No recent congressional trades found for USBLX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSBLXVYM
Forward yield2.22%2.37%
Annual dividend / share$0.64$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.0K$27.8K
Annual income after 10y$256.61$272.94
Total dividends collected$2.4K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USBLX vs VYM ($10,000, DRIP)

YearUSBLX PortfolioUSBLX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,922$222.28$11,147$237.17$225.00VYM
2$11,914$226.89$12,404$242.33$490.00VYM
3$12,979$231.30$13,780$247.16$801.00VYM
4$14,123$235.50$15,285$251.67$1.2KVYM
5$15,351$239.49$16,932$255.88$1.6KVYM
6$16,669$243.28$18,733$259.81$2.1KVYM
7$18,083$246.89$20,701$263.46$2.6KVYM
8$19,599$250.31$22,852$266.86$3.3KVYM
9$21,224$253.54$25,201$270.01$4.0KVYM
10$22,967$256.61$27,768$272.94$4.8KVYM

USBLX vs VYM: Complete Analysis 2026

USBLXStock

The investment seeks a conservative balance for the investor between income, the majority of which is exempt from federal income tax, and the potential for long-term growth of capital to preserve purchasing power. Using preset target ranges, the fund's strategy is to invest a majority of its assets in tax-exempt bonds and money market instruments (50% - 70%) and the remainder in blue chip stocks (30% - 50%). It is managed with the goal of minimizing the impact of federal income tax to shareholders.

Full USBLX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.