HomeCompareUSBLX vs XYLD

USBLX vs XYLD: Dividend Comparison 2026

USBLX yields 2.22% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $2.3K in total portfolio value· pulled ahead in Year 6
10 years
USBLX
USBLX
● Live price
2.22%
Share price
$28.82
Annual div
$0.64
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.0K
Annual income
$256.61
Full USBLX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — USBLX vs XYLD

📍 XYLD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSBLXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USBLX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USBLX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USBLX
Annual income on $10K today (after 15% tax)
$188.93/yr
After 10yr DRIP, annual income (after tax)
$218.12/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,518.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USBLX + XYLD for your $10,000?

USBLX: 50%XYLD: 50%
100% XYLD50/50100% USBLX
Portfolio after 10yr
$24.1K
Annual income
$1,737.81/yr
Blended yield
7.20%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USBLX buys
0
XYLD buys
0
No recent congressional trades found for USBLX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSBLXXYLD
Forward yield2.22%10.98%
Annual dividend / share$0.64$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.0K$25.3K
Annual income after 10y$256.61$3,219.02
Total dividends collected$2.4K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USBLX vs XYLD ($10,000, DRIP)

YearUSBLX PortfolioUSBLX Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,922$222.28$10,818$1,098.39+$104.00USBLX
2$11,914$226.89$11,738$1,222.51+$176.00USBLX
3$12,979$231.30$12,774$1,364.64+$205.00USBLX
4$14,123$235.50$13,944$1,527.86+$179.00USBLX
5$15,351$239.49$15,270$1,715.87+$81.00USBLX
6← crossover$16,669$243.28$16,775$1,933.09$106.00XYLD
7$18,083$246.89$18,490$2,184.87$407.00XYLD
8$19,599$250.31$20,450$2,477.63$851.00XYLD
9$21,224$253.54$22,697$2,819.19$1.5KXYLD
10$22,967$256.61$25,280$3,219.02$2.3KXYLD

USBLX vs XYLD: Complete Analysis 2026

USBLXStock

The investment seeks a conservative balance for the investor between income, the majority of which is exempt from federal income tax, and the potential for long-term growth of capital to preserve purchasing power. Using preset target ranges, the fund's strategy is to invest a majority of its assets in tax-exempt bonds and money market instruments (50% - 70%) and the remainder in blue chip stocks (30% - 50%). It is managed with the goal of minimizing the impact of federal income tax to shareholders.

Full USBLX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.