Is USBNX or DVY a better dividend investment in 2026?

USBNX currently yields 13.41% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: USBNX offers higher current income.

What is the dividend yield difference between USBNX and DVY?

USBNX has a forward dividend yield of 13.41% ($3.55/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 9.91 percentage points.

Home › Compare › USBNX vs DVY

USBNX vs DVY: Dividend Comparison 2026

USBNX yields 13.41% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USBNX wins by $23.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USBNX

● Live price

13.41%

Share price

$26.48

Annual div

$3.55

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$48.3K

Annual income

$3,083.32

Full USBNX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — USBNX vs DVY

📍 USBNX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USBNX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USBNX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

USBNX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USBNX

Annual income on $10K today (after 15% tax)

$1,139.73/yr

After 10yr DRIP, annual income (after tax)

$2,620.82/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, USBNX beats the other by $2,248.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USBNX + DVY for your $10,000?

USBNX: 50%DVY: 50%

100% DVY50/50100% USBNX

Portfolio after 10yr

$36.7K

Annual income

$1,760.55/yr

Blended yield

4.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USBNX buys

DVY buys

No recent congressional trades found for USBNX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSBNXDVY

Forward yield	13.41% ✓	3.50%
Annual dividend / share	$3.55	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$48.3K ✓	$25.1K
Annual income after 10y	$3,083.32 ✓	$437.78
Total dividends collected	$21.8K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USBNX vs DVY ($10,000, DRIP)

Year	USBNX Portfolio	USBNX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$12,041	$1,340.86	$11,050	$349.62	+$991.00 → USBNX
2	$14,393	$1,508.89	$12,184	$361.04	+$2.2K → USBNX
3	$17,086	$1,685.60	$13,409	$372.07	+$3.7K → USBNX
4	$20,152	$1,870.10	$14,730	$382.68	+$5.4K → USBNX
5	$23,624	$2,061.40	$16,154	$392.89	+$7.5K → USBNX
6	$27,536	$2,258.47	$17,688	$402.69	+$9.8K → USBNX
7	$31,924	$2,460.26	$19,338	$412.07	+$12.6K → USBNX
8	$36,824	$2,665.70	$21,113	$421.04	+$15.7K → USBNX
9	$42,276	$2,873.73	$23,020	$429.61	+$19.3K → USBNX
10	$48,318	$3,083.32	$25,070	$437.78	+$23.2K → USBNX

USBNX vs DVY: Complete Analysis 2026

USBNX — Stock

Under normal market conditions, the fund invests at least 80 percent of its net assets (plus borrowings for investment purposes) in equity securities, warrants, and rights derivative of or convertible into common stocks, in each case issued by small cap issuers. The fund, as part of its principal investment strategy, may invest up to 15 percent of its net assets (determined at the time of investment) in securities of foreign issuers, which includes securities traded on non-U.S. exchanges, American Depositary Receipts (“ADRs”) and foreign securities traded on U.S. exchanges.

Full USBNX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.