HomeCompareUSCF vs SPHD

USCF vs SPHD: Dividend Comparison 2026

USCF yields 1.97% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $4.0K in total portfolio value
10 years
USCF
USCF
● Live price
1.97%
Share price
$31.76
Annual div
$0.63
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$223.66
Full USCF calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — USCF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSCFSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USCF + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USCF pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USCF
Annual income on $10K today (after 15% tax)
$167.38/yr
After 10yr DRIP, annual income (after tax)
$190.11/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $295.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USCF + SPHD for your $10,000?

USCF: 50%SPHD: 50%
100% SPHD50/50100% USCF
Portfolio after 10yr
$24.6K
Annual income
$397.49/yr
Blended yield
1.62%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USCF buys
0
SPHD buys
0
No recent congressional trades found for USCF or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSCFSPHD
Forward yield1.97%4.33%
Annual dividend / share$0.63$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.6K$26.5K
Annual income after 10y$223.66$571.32
Total dividends collected$2.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USCF vs SPHD ($10,000, DRIP)

YearUSCF PortfolioUSCF Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,897$196.92$11,133$432.85$236.00SPHD
2$11,860$200.54$12,363$450.36$503.00SPHD
3$12,894$203.99$13,695$467.39$801.00SPHD
4$14,004$207.27$15,138$483.90$1.1KSPHD
5$15,195$210.38$16,697$499.88$1.5KSPHD
6$16,472$213.34$18,382$515.31$1.9KSPHD
7$17,841$216.13$20,198$530.17$2.4KSPHD
8$19,309$218.79$22,157$544.46$2.8KSPHD
9$20,882$221.29$24,266$558.18$3.4KSPHD
10$22,567$223.66$26,536$571.32$4.0KSPHD

USCF vs SPHD: Complete Analysis 2026

USCFStock

The index is a free-float adjusted, market capitalization weighted index that is designed to provide exposure to U.S. companies that have a high cash flow yield. The fund will invest, under normal circumstances, at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in the securities that comprise the index. The fund is non-diversified.

Full USCF Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
📬

Get this USCF vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USCF vs SCHDUSCF vs JEPIUSCF vs OUSCF vs KOUSCF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.