Is USCMF or QYLD a better dividend investment in 2026?

USCMF currently yields 1230.01% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: USCMF offers higher current income.

What is the dividend yield difference between USCMF and QYLD?

USCMF has a forward dividend yield of 1230.01% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 1218.09 percentage points.

Home › Compare › USCMF vs QYLD

USCMF vs QYLD: Dividend Comparison 2026

USCMF yields 1230.01% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USCMF wins by $117168278.90M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USCMF

● Live price

1230.01%

Share price

$0.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$117168278.92M

Annual income

$101,013,284,413,450.45

Full USCMF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — USCMF vs QYLD

📍 USCMF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USCMF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, USCMF + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USCMF pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USCMF

Annual income on $10K today (after 15% tax)

$104,551.05/yr

After 10yr DRIP, annual income (after tax)

$85,861,291,751,432.89/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, USCMF beats the other by $85,861,291,746,622.48/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USCMF + QYLD for your $10,000?

USCMF: 50%QYLD: 50%

100% QYLD50/50100% USCMF

Portfolio after 10yr

$58584139.47M

Annual income

$50,506,642,209,554.88/yr

Blended yield

86.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USCMF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSCMFQYLD

Forward yield	1230.01% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$117168278.92M ✓	$25.4K
Annual income after 10y	$101,013,284,413,450.45 ✓	$5,659.31
Total dividends collected	$115966496.30M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USCMF vs QYLD ($10,000, DRIP)

Year	USCMF Portfolio	USCMF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$133,701	$123,001.23	$10,352	$1,192.36	+$123.3K → USCMF
2	$1,680,015	$1,536,954.74	$10,830	$1,347.57	+$1.67M → USCMF
3	$19,846,696	$18,049,080.15	$11,460	$1,539.07	+$19.84M → USCMF
4	$220,507,995	$199,272,029.82	$12,275	$1,777.84	+$220.50M → USCMF
5	$2,305,125,516	$2,069,181,961.47	$13,323	$2,078.95	+$2305.11M → USCMF
6	$22,682,014,866	$20,215,530,563.70	$14,667	$2,463.34	+$22682.00M → USCMF
7	$210,173,620,928	$185,903,865,021.86	$16,396	$2,960.57	+$210173.60M → USCMF
8	$1,834,794,362,142	$1,609,908,587,748.95	$18,631	$3,612.97	+$1834794.34M → USCMF
9	$15,098,125,708,837	$13,134,895,741,344.69	$21,548	$4,482.15	+$15098125.69M → USCMF
10	$117,168,278,921,906	$101,013,284,413,450.45	$25,398	$5,659.31	+$117168278.90M → USCMF

USCMF vs QYLD: Complete Analysis 2026

USCMF — Stock

US Critical Metals Corp. engages in the acquisition, exploration, and development of resource properties. It holds an option to acquire 100% interests in Haynes cobalt project that covers a total area of approximately 192 hectares located in the Blackbird Mining District of the Idaho Cobalt Belt in Idaho; and the Clayton Ridge lithium project, which covers a total area of approximately 712.25 hectares located in Esmeralda County, Nevada. The company is based in Vancouver, Canada.

Full USCMF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this USCMF vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USCMF vs SCHD USCMF vs JEPI USCMF vs O USCMF vs KO USCMF vs MAIN USCMF vs XYLD USCMF vs JEPQ USCMF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.