HomeCompareUSCRX vs SPHD

USCRX vs SPHD: Dividend Comparison 2026

USCRX yields 10.64% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USCRX wins by $13.9K in total portfolio value
10 years
USCRX
USCRX
● Live price
10.64%
Share price
$26.90
Annual div
$2.86
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.4K
Annual income
$2,072.24
Full USCRX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — USCRX vs SPHD

📍 USCRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSCRXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USCRX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USCRX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USCRX
Annual income on $10K today (after 15% tax)
$904.11/yr
After 10yr DRIP, annual income (after tax)
$1,761.40/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, USCRX beats the other by $1,275.78/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of USCRX + SPHD for your $10,000?

USCRX: 50%SPHD: 50%
100% SPHD50/50100% USCRX
Portfolio after 10yr
$33.5K
Annual income
$1,321.78/yr
Blended yield
3.95%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USCRX buys
0
SPHD buys
0
No recent congressional trades found for USCRX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSCRXSPHD
Forward yield10.64%4.33%
Annual dividend / share$2.86$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$40.4K$26.5K
Annual income after 10y$2,072.24$571.32
Total dividends collected$15.6K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USCRX vs SPHD ($10,000, DRIP)

YearUSCRX PortfolioUSCRX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,764$1,063.66$11,133$432.85+$631.00USCRX
2$13,757$1,169.39$12,363$450.36+$1.4KUSCRX
3$15,997$1,278.03$13,695$467.39+$2.3KUSCRX
4$18,506$1,389.00$15,138$483.90+$3.4KUSCRX
5$21,303$1,501.71$16,697$499.88+$4.6KUSCRX
6$24,410$1,615.60$18,382$515.31+$6.0KUSCRX
7$27,849$1,730.11$20,198$530.17+$7.7KUSCRX
8$31,643$1,844.71$22,157$544.46+$9.5KUSCRX
9$35,817$1,958.91$24,266$558.18+$11.6KUSCRX
10$40,397$2,072.24$26,536$571.32+$13.9KUSCRX

USCRX vs SPHD: Complete Analysis 2026

USCRXStock

The fund invests in equity securities, bonds, money market instruments, and other instruments including derivatives. It has a target asset class allocation of approximately 60% equity securities and 40% fixed-income securities. The actual asset class allocation can deviate from time to time from these targets as market conditions warrant. The implementation of the asset allocation may involve the extensive use of equity and fixed-income ETFs. The fund also may invest in investment-grade and below-investment-grade fixed-income securities.

Full USCRX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.