Is USCTF or QYLD a better dividend investment in 2026?

USCTF currently yields 105.26% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: USCTF offers higher current income.

What is the dividend yield difference between USCTF and QYLD?

USCTF has a forward dividend yield of 105.26% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 93.34 percentage points.

Home › Compare › USCTF vs QYLD

USCTF vs QYLD: Dividend Comparison 2026

USCTF yields 105.26% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USCTF wins by $4.79M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USCTF

● Live price

105.26%

Share price

$1.90

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.82M

Annual income

$1,680,113.32

Full USCTF calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — USCTF vs QYLD

📍 USCTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USCTF	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USCTF + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

—

Dec

—

USCTF pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USCTF

Annual income on $10K today (after 15% tax)

$8,947.37/yr

After 10yr DRIP, annual income (after tax)

$1,428,096.32/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, USCTF beats the other by $1,423,285.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USCTF + QYLD for your $10,000?

USCTF: 50%QYLD: 50%

100% QYLD50/50100% USCTF

Portfolio after 10yr

$2.42M

Annual income

$842,886.32/yr

Blended yield

34.79%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USCTF buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSCTFQYLD

Forward yield	105.26% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$4.82M	$25.4K ✓
Annual income after 10y	$1,680,113.32 ✓	$5,659.31
Total dividends collected	$4.33M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USCTF vs QYLD ($10,000, DRIP)

Year	USCTF Portfolio	USCTF Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$21,226	$10,526.32	$10,352	$1,192.36	+$10.9K → USCTF
2	$43,594	$20,881.77	$10,830	$1,347.57	+$32.8K → USCTF
3	$86,726	$40,080.65	$11,460	$1,539.07	+$75.3K → USCTF
4	$167,317	$74,520.40	$12,275	$1,777.84	+$155.0K → USCTF
5	$313,393	$134,363.82	$13,323	$2,078.95	+$300.1K → USCTF
6	$570,536	$235,205.45	$14,667	$2,463.34	+$555.9K → USCTF
7	$1,010,656	$400,181.57	$16,396	$2,960.57	+$994.3K → USCTF
8	$1,743,912	$662,511.02	$18,631	$3,612.97	+$1.73M → USCTF
9	$2,934,379	$1,068,392.54	$21,548	$4,482.15	+$2.91M → USCTF
10	$4,819,899	$1,680,113.32	$25,398	$5,659.31	+$4.79M → USCTF

USCTF vs QYLD: Complete Analysis 2026

USCTF — Stock

Roth CH Acquisition Co. does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or related business combination with one or more businesses. The company was formerly known as TKB Critical Technologies 1 and changed its name to Roth CH Acquisition Co. in September 2023. Roth CH Acquisition Co. was incorporated in 2021 and is based in Miami Beach, Florida.

Full USCTF Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.