HomeCompareUSDU vs SPHD

USDU vs SPHD: Dividend Comparison 2026

USDU yields 3.73% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $1.1K in total portfolio value
10 years
USDU
USDU
● Live price
3.73%
Share price
$26.49
Annual div
$0.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.5K
Annual income
$474.30
Full USDU calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — USDU vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSDUSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USDU + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USDU pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USDU
Annual income on $10K today (after 15% tax)
$317.19/yr
After 10yr DRIP, annual income (after tax)
$403.16/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $82.47/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USDU + SPHD for your $10,000?

USDU: 50%SPHD: 50%
100% SPHD50/50100% USDU
Portfolio after 10yr
$26.0K
Annual income
$522.81/yr
Blended yield
2.01%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USDU buys
0
SPHD buys
0
No recent congressional trades found for USDU or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSDUSPHD
Forward yield3.73%4.33%
Annual dividend / share$0.99$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.5K$26.5K
Annual income after 10y$474.30$571.32
Total dividends collected$4.3K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USDU vs SPHD ($10,000, DRIP)

YearUSDU PortfolioUSDU Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,073$373.17$11,133$432.85$60.00SPHD
2$12,234$386.18$12,363$450.36$129.00SPHD
3$13,490$398.77$13,695$467.39$205.00SPHD
4$14,845$410.92$15,138$483.90$293.00SPHD
5$16,307$422.61$16,697$499.88$390.00SPHD
6$17,882$433.86$18,382$515.31$500.00SPHD
7$19,578$444.65$20,198$530.17$620.00SPHD
8$21,404$454.98$22,157$544.46$753.00SPHD
9$23,367$464.86$24,266$558.18$899.00SPHD
10$25,477$474.30$26,536$571.32$1.1KSPHD

USDU vs SPHD: Complete Analysis 2026

USDUStock

The fund is an actively managed ETF that seeks to provide total returns, before fees and expenses, that exceed the performance of the index. The index is structured to potentially benefit as the U.S. dollar appreciates relative to a basket of global currencies. The fund will seek exposure to both the U.S. dollar and global currencies held by the index through investing, under normal circumstances, at least 80% of its assets in money market securities and other liquid securities. It is non-diversified.

Full USDU Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.