HomeCompareUSDU vs VYM

USDU vs VYM: Dividend Comparison 2026

USDU yields 3.73% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $2.4K in total portfolio value
10 years
USDU
USDU
● Live price
3.73%
Share price
$26.49
Annual div
$0.99
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.5K
Annual income
$474.30
Full USDU calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — USDU vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSDUVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USDU + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USDU pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USDU
Annual income on $10K today (after 15% tax)
$317.19/yr
After 10yr DRIP, annual income (after tax)
$403.16/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, USDU beats the other by $166.39/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of USDU + VYM for your $10,000?

USDU: 50%VYM: 50%
100% VYM50/50100% USDU
Portfolio after 10yr
$26.7K
Annual income
$376.42/yr
Blended yield
1.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USDU buys
0
VYM buys
1
PoliticianChamberTickerTypeAmountDate
Carol Devine Miller🏢 House$VYM▲ Buy$15,001 - $50,0002022-11-02
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSDUVYM
Forward yield3.73%2.41%
Annual dividend / share$0.99$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.5K$27.8K
Annual income after 10y$474.30$278.55
Total dividends collected$4.3K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USDU vs VYM ($10,000, DRIP)

YearUSDU PortfolioUSDU Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,073$373.17$11,151$241.44$78.00VYM
2$12,234$386.18$12,413$246.79$179.00VYM
3$13,490$398.77$13,794$251.79$304.00VYM
4$14,845$410.92$15,306$256.47$461.00VYM
5$16,307$422.61$16,960$260.84$653.00VYM
6$17,882$433.86$18,768$264.92$886.00VYM
7$19,578$444.65$20,745$268.71$1.2KVYM
8$21,404$454.98$22,905$272.24$1.5KVYM
9$23,367$464.86$25,265$275.51$1.9KVYM
10$25,477$474.30$27,842$278.55$2.4KVYM

USDU vs VYM: Complete Analysis 2026

USDUStock

The fund is an actively managed ETF that seeks to provide total returns, before fees and expenses, that exceed the performance of the index. The index is structured to potentially benefit as the U.S. dollar appreciates relative to a basket of global currencies. The fund will seek exposure to both the U.S. dollar and global currencies held by the index through investing, under normal circumstances, at least 80% of its assets in money market securities and other liquid securities. It is non-diversified.

Full USDU Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.