Is USDX or VYM a better dividend investment in 2026?

USDX currently yields 5.63% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: USDX offers higher current income.

What is the dividend yield difference between USDX and VYM?

USDX has a forward dividend yield of 5.63% ($1.44/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 3.22 percentage points.

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USDX vs VYM: Dividend Comparison 2026

USDX yields 5.63% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USDX wins by $1.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USDX

● Live price

5.63%

Share price

$25.65

Annual div

$1.44

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$805.79

Full USDX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — USDX vs VYM

📍 USDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USDX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USDX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

—

Dec

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USDX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USDX

Annual income on $10K today (after 15% tax)

$478.27/yr

After 10yr DRIP, annual income (after tax)

$684.92/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, USDX beats the other by $448.15/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USDX + VYM for your $10,000?

USDX: 50%VYM: 50%

100% VYM50/50100% USDX

Portfolio after 10yr

$28.4K

Annual income

$542.16/yr

Blended yield

1.91%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USDX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSDXVYM

Forward yield	5.63% ✓	2.41%
Annual dividend / share	$1.44	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.0K ✓	$27.8K
Annual income after 10y	$805.79 ✓	$278.55
Total dividends collected	$6.9K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USDX vs VYM ($10,000, DRIP)

Year	USDX Portfolio	USDX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,263	$562.67	$11,151	$241.44	+$112.00 → USDX
2	$12,643	$592.26	$12,413	$246.79	+$230.00 → USDX
3	$14,150	$621.37	$13,794	$251.79	+$356.00 → USDX
4	$15,790	$649.91	$15,306	$256.47	+$484.00 → USDX
5	$17,573	$677.81	$16,960	$260.84	+$613.00 → USDX
6	$19,508	$705.00	$18,768	$264.92	+$740.00 → USDX
7	$21,605	$731.43	$20,745	$268.71	+$860.00 → USDX
8	$23,875	$757.06	$22,905	$272.24	+$970.00 → USDX
9	$26,328	$781.86	$25,265	$275.51	+$1.1K → USDX
10	$28,977	$805.79	$27,842	$278.55	+$1.1K → USDX

USDX vs VYM: Complete Analysis 2026

USDX — Stock

The SGI Enhanced Core ETF (USDX) seeks to generate current income and enhanced yield by utilizing a diversified portfolio of higher-yielding, high quality short-term money market instruments and ultra- short-term options strategies. Emphasizing reduced volatility through disciplined value investment, our goal is to outperform and receive higher dividend yields when compared to the underlying indices.

Full USDX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.