HomeCompareUSEP vs JEPQ

USEP vs JEPQ: Dividend Comparison 2026

USEP yields 5.25% · JEPQ yields 11.47%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $17.6K in total portfolio value
10 years
USEP
USEP
● Live price
5.25%
Share price
$38.13
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$733.54
Full USEP calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.47%
Share price
$53.77
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$45.8K
Annual income
$2,269.18
Full JEPQ calculator →

Portfolio growth — USEP vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSEPJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USEP + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USEP pays
JEPQ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USEP
Annual income on $10K today (after 15% tax)
$445.90/yr
After 10yr DRIP, annual income (after tax)
$623.51/yr
JEPQ
Annual income on $10K today (after 15% tax)
$974.55/yr
After 10yr DRIP, annual income (after tax)
$1,928.80/yr
At 15% tax rate, JEPQ beats the other by $1,305.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USEP + JEPQ for your $10,000?

USEP: 50%JEPQ: 50%
100% JEPQ50/50100% USEP
Portfolio after 10yr
$37.0K
Annual income
$1,501.36/yr
Blended yield
4.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USEP buys
0
JEPQ buys
0
No recent congressional trades found for USEP or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSEPJEPQ
Forward yield5.25%11.47%
Annual dividend / share$2.00$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$28.2K$45.8K
Annual income after 10y$733.54$2,269.18
Total dividends collected$6.3K$17.1K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USEP vs JEPQ ($10,000, DRIP)

YearUSEP PortfolioUSEP Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$11,225$524.59$11,967$1,146.53$742.00JEPQ
2$12,561$550.31$14,216$1,268.02$1.7KJEPQ
3$14,015$575.52$16,774$1,392.20$2.8KJEPQ
4$15,597$600.17$19,667$1,518.21$4.1KJEPQ
5$17,313$624.19$22,925$1,645.21$5.6KJEPQ
6$19,172$647.54$26,578$1,772.40$7.4KJEPQ
7$21,184$670.17$30,656$1,899.04$9.5KJEPQ
8$23,359$692.06$35,194$2,024.45$11.8KJEPQ
9$25,708$713.19$40,228$2,148.01$14.5KJEPQ
10$28,241$733.54$45,796$2,269.18$17.6KJEPQ

USEP vs JEPQ: Complete Analysis 2026

USEPStock

The Innovator U.S. Equity Ultra Buffer ETF seeks to track the return of the SPDR S&P 500 ETF Trust (SPY), up to a predetermined cap, while buffering investors against losses from -5% to -35% over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full USEP Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.