HomeCompareUSER vs DGRO

USER vs DGRO: Dividend Comparison 2026

USER yields 26.67% · DGRO yields 2.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USER wins by $77.4K in total portfolio value
10 years
USER
USER
● Live price
26.67%
Share price
$7.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.0K
Annual income
$13,011.58
Full USER calculator →
DGRO
iShares Core Dividend Growth ETF
● Live price
2.10%
Share price
$70.18
Annual div
$1.47
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$235.38
Full DGRO calculator →

Portfolio growth — USER vs DGRO

📍 USER pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSERDGRO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USER + DGRO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USER pays
DGRO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USER
Annual income on $10K today (after 15% tax)
$2,266.67/yr
After 10yr DRIP, annual income (after tax)
$11,059.84/yr
DGRO
Annual income on $10K today (after 15% tax)
$178.14/yr
After 10yr DRIP, annual income (after tax)
$200.07/yr
At 15% tax rate, USER beats the other by $10,859.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USER + DGRO for your $10,000?

USER: 50%DGRO: 50%
100% DGRO50/50100% USER
Portfolio after 10yr
$70.3K
Annual income
$6,623.48/yr
Blended yield
9.42%
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Analyst Conviction Gap

Where Wall Street is most bullish on USER right now

USER
Analyst Ratings
2
Buy
8
Hold
Consensus: Hold
Price Target
$9.30
+24.0% upside vs current
Range: $7.50 — $12.00
DGRO
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USER buys
0
DGRO buys
0
No recent congressional trades found for USER or DGRO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSERDGRO
Forward yield26.67%2.10%
Annual dividend / share$2.00$1.47
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$109.0K$31.6K
Annual income after 10y$13,011.58$235.38
Total dividends collected$70.9K$2.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USER vs DGRO ($10,000, DRIP)

YearUSER PortfolioUSER Income/yrDGRO PortfolioDGRO Income/yrGap
1← crossover$13,367$2,666.67$11,290$209.57+$2.1KUSER
2$17,634$3,331.26$12,722$213.54+$4.9KUSER
3$22,975$4,107.16$14,314$217.18+$8.7KUSER
4$29,585$5,001.21$16,080$220.53+$13.5KUSER
5$37,674$6,018.65$18,040$223.59+$19.6KUSER
6$47,474$7,162.97$20,215$226.40+$27.3KUSER
7$59,233$8,435.77$22,627$228.96+$36.6KUSER
8$73,216$9,836.67$25,302$231.31+$47.9KUSER
9$89,705$11,363.34$28,268$233.44+$61.4KUSER
10$108,996$13,011.58$31,557$235.38+$77.4KUSER

USER vs DGRO: Complete Analysis 2026

USERStock

UserTesting, Inc. engages in the operation of a software-as-a-service (SaaS) platform that enables organizations to know experiences of people as they engage with products, designs, apps, processes, concepts, or brands in the United States, the United Kingdom, and internationally. Its platform captures customer perspectives from targeted audiences who share their thoughts for digital, real-world, or omnichannel experiences. The company sells through a direct selling motion and field sales representatives; and inside sales organization that sells to mid-market, and small and medium-sized business customers. It serves customers in B2B and B2C technology, retail and e-commerce, consumer products, automotive, financial services, travel and hospitality, media entertainment, public, gaming, education, healthcare, transportation, food and beverage, manufacturing, and professional service industries. The company was incorporated in 2007 and is headquartered in San Francisco, California.

Full USER Calculator →

DGROETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.