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USER vs STAG: Dividend Comparison 2026

USER yields 26.67% · STAG yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USER wins by $90.7K in total portfolio value
10 years
USER
USER
● Live price
26.67%
Share price
$7.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.0K
Annual income
$13,011.58
Full USER calculator →
STAG
STAG Industrial Inc.
● Live price
3.44%
Share price
$36.09
Annual div
$1.24
5Y div CAGR
0.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$18.3K
Annual income
$462.22
Full STAG calculator →

Portfolio growth — USER vs STAG

📍 USER pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSERSTAG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USER + STAG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USER pays
STAG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USER
Annual income on $10K today (after 15% tax)
$2,266.67/yr
After 10yr DRIP, annual income (after tax)
$11,059.84/yr
STAG
Annual income on $10K today (after 15% tax)
$292.45/yr
After 10yr DRIP, annual income (after tax)
$392.89/yr
At 15% tax rate, USER beats the other by $10,666.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USER + STAG for your $10,000?

USER: 50%STAG: 50%
100% STAG50/50100% USER
Portfolio after 10yr
$63.7K
Annual income
$6,736.90/yr
Blended yield
10.58%
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Analyst Conviction Gap

Where Wall Street is most bullish on STAG right now

USER
Analyst Ratings
2
Buy
8
Hold
Consensus: Hold
Price Target
$9.30
+24.0% upside vs current
Range: $7.50 — $12.00
STAG
Analyst Ratings
9
Buy
9
Hold
3
Sell
Consensus: Buy
Price Target
$45.00
+24.7% upside vs current
Range: $39.00 — $59.00
Altman Z
1.2
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USER buys
0
STAG buys
0
No recent congressional trades found for USER or STAG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSERSTAG
Forward yield26.67%3.44%
Annual dividend / share$2.00$1.24
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0.3%
Portfolio after 10y$109.0K$18.3K
Annual income after 10y$13,011.58$462.22
Total dividends collected$70.9K$4.0K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldBuy
Analyst price target$9.30$45.00

Year-by-year: USER vs STAG ($10,000, DRIP)

YearUSER PortfolioUSER Income/yrSTAG PortfolioSTAG Income/yrGap
1← crossover$13,367$2,666.67$10,665$345.09+$2.7KUSER
2$17,634$3,331.26$11,364$357.70+$6.3KUSER
3$22,975$4,107.16$12,098$370.43+$10.9KUSER
4$29,585$5,001.21$12,869$383.28+$16.7KUSER
5$37,674$6,018.65$13,677$396.23+$24.0KUSER
6$47,474$7,162.97$14,524$409.27+$33.0KUSER
7$59,233$8,435.77$15,411$422.41+$43.8KUSER
8$73,216$9,836.67$16,339$435.61+$56.9KUSER
9$89,705$11,363.34$17,311$448.89+$72.4KUSER
10$108,996$13,011.58$18,327$462.22+$90.7KUSER

USER vs STAG: Complete Analysis 2026

USERStock

UserTesting, Inc. engages in the operation of a software-as-a-service (SaaS) platform that enables organizations to know experiences of people as they engage with products, designs, apps, processes, concepts, or brands in the United States, the United Kingdom, and internationally. Its platform captures customer perspectives from targeted audiences who share their thoughts for digital, real-world, or omnichannel experiences. The company sells through a direct selling motion and field sales representatives; and inside sales organization that sells to mid-market, and small and medium-sized business customers. It serves customers in B2B and B2C technology, retail and e-commerce, consumer products, automotive, financial services, travel and hospitality, media entertainment, public, gaming, education, healthcare, transportation, food and beverage, manufacturing, and professional service industries. The company was incorporated in 2007 and is headquartered in San Francisco, California.

Full USER Calculator →

STAGREIT

STAG Industrial, Inc. (NYSE: STAG) is a real estate investment trust focused on the acquisition and operation of single-tenant, industrial properties throughout the United States. By targeting this type of property, STAG has developed an investment strategy that helps investors find a powerful balance of income plus growth.

Full STAG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.