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USG vs SPHD: Dividend Comparison 2026

USG yields 25.90% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USG wins by $76.1K in total portfolio value
10 years
USG
USG
● Live price
25.90%
Share price
$36.75
Annual div
$9.52
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$104.2K
Annual income
$12,123.43
Full USG calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — USG vs SPHD

📍 USG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSGSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USG + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
USG pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USG
Annual income on $10K today (after 15% tax)
$2,201.74/yr
After 10yr DRIP, annual income (after tax)
$10,304.92/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, USG beats the other by $9,540.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USG + SPHD for your $10,000?

USG: 50%SPHD: 50%
100% SPHD50/50100% USG
Portfolio after 10yr
$66.1K
Annual income
$6,511.31/yr
Blended yield
9.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USG buys
0
SPHD buys
0
No recent congressional trades found for USG or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSGSPHD
Forward yield25.90% ✓4.00%
Annual dividend / share$9.52 ✓$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$104.2K ✓$28.0K
Annual income after 10y$12,123.43 ✓$899.19
Total dividends collected$67.0K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USG vs SPHD ($10,000, DRIP)

YearUSG PortfolioUSG Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$13,290$2,590.29$11,120$420.00+$2.2K → USG
2$17,438$3,217.35$12,357$458.31+$5.1K → USG
3$22,604$3,945.26$13,721$499.76+$8.9K → USG
4$28,966$4,779.46$15,227$544.58+$13.7K → USG
5$36,717$5,723.94$16,885$593.02+$19.8K → USG
6$46,068$6,781.06$18,713$645.34+$27.4K → USG
7$57,245$7,951.48$20,724$701.81+$36.5K → USG
8$70,486$9,234.14$22,938$762.73+$47.5K → USG
9$86,046$10,626.25$25,372$828.41+$60.7K → USG
10$104,193$12,123.43$28,047$899.19+$76.1K → USG

USG vs SPHD: Complete Analysis 2026

USG — Stock

The fund adviser seeks to achieve its investment objective by maintaining substantial economic exposure to the performance of the physical gold and gold futures markets (the “Gold Markets”). The fund will only invest in COMEX Gold Warrants and gold futures through the subsidiary. The fund is non-diversified.

Full USG Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.