Is USHAF or XYLD a better dividend investment in 2026?

USHAF currently yields 4928.54% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: USHAF offers higher current income.

What is the dividend yield difference between USHAF and XYLD?

USHAF has a forward dividend yield of 4928.54% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4917.56 percentage points.

Home › Compare › USHAF vs XYLD

USHAF vs XYLD: Dividend Comparison 2026

USHAF yields 4928.54% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USHAF wins by $54099799000273.12M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USHAF

● Live price

4928.54%

Share price

$0.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54099799000273.14M

Annual income

$52,023,364,391,557,360,000.00

Full USHAF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — USHAF vs XYLD

📍 USHAF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USHAF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, USHAF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USHAF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USHAF

Annual income on $10K today (after 15% tax)

$418,925.58/yr

After 10yr DRIP, annual income (after tax)

$44,219,859,732,823,750,000.00/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, USHAF beats the other by $44,219,859,732,823,750,000.00/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USHAF + XYLD for your $10,000?

USHAF: 50%XYLD: 50%

100% XYLD50/50100% USHAF

Portfolio after 10yr

$27049899500136.58M

Annual income

$26,011,682,195,778,680,000.00/yr

Blended yield

96.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USHAF buys

XYLD buys

No recent congressional trades found for USHAF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSHAFXYLD

Forward yield	4928.54% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$54099799000273.14M ✓	$25.3K
Annual income after 10y	$52,023,364,391,557,360,000.00 ✓	$3,219.02
Total dividends collected	$53959243982750.94M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USHAF vs XYLD ($10,000, DRIP)

Year	USHAF Portfolio	USHAF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$503,554	$492,853.62	$10,818	$1,098.39	+$492.7K → USHAF
2	$23,733,029	$23,194,226.82	$11,738	$1,222.51	+$23.72M → USHAF
3	$1,047,047,709	$1,021,653,368.00	$12,774	$1,364.64	+$1047.03M → USHAF
4	$43,244,679,248	$42,124,338,198.97	$13,944	$1,527.86	+$43244.67M → USHAF
5	$1,672,253,016,491	$1,625,981,209,695.64	$15,270	$1,715.87	+$1672253.00M → USHAF
6	$60,551,917,398,806	$58,762,606,671,160.73	$16,775	$1,933.09	+$60551917.38M → USHAF
7	$2,053,371,098,480,898	$1,988,580,546,864,175.00	$18,490	$2,184.87	+$2053371098.46M → USHAF
8	$65,220,089,902,987,064	$63,022,982,827,612,510.00	$20,450	$2,477.63	+$65220089902.97M → USHAF
9	$1,940,593,092,257,743,000	$1,870,807,596,061,547,000.00	$22,697	$2,819.19	+$1940593092257.72M → USHAF
10	$54,099,799,000,273,140,000	$52,023,364,391,557,360,000.00	$25,280	$3,219.02	+$54099799000273.12M → USHAF

USHAF vs XYLD: Complete Analysis 2026

USHAF — Stock

Usha Resources Ltd. operates as a mineral acquisition and exploration company. It explores for gold, nickel, copper, and cobalt deposits. The company holds 100% interests in the Jackpot Lake property that comprise 140 mineral claims covering an area of approximately 2800 acres located in Jackpot Lake, Nevada; and 85% interests in the Nicobat property situated in Ontario, Canada. It also has an option to acquire 100% interests in the Lost Basin project consisting of 133 mineral claims located in Arizona, the United States. The company was incorporated in 2018 and is headquartered in Vancouver, Canada.

Full USHAF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this USHAF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USHAF vs SCHD USHAF vs JEPI USHAF vs O USHAF vs KO USHAF vs MAIN USHAF vs QYLD USHAF vs JEPQ USHAF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.