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USIG vs SPHD: Dividend Comparison 2026

USIG yields 4.70% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 USIG wins by $680.00 in total portfolio value
10 years
USIG
USIG
● Live price
4.70%
Share price
$50.97
Annual div
$2.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$635.15
Full USIG calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — USIG vs SPHD

📍 USIG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSIGSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USIG + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USIG pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USIG
Annual income on $10K today (after 15% tax)
$399.55/yr
After 10yr DRIP, annual income (after tax)
$539.88/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, USIG beats the other by $54.26/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of USIG + SPHD for your $10,000?

USIG: 50%SPHD: 50%
100% SPHD50/50100% USIG
Portfolio after 10yr
$26.9K
Annual income
$603.23/yr
Blended yield
2.24%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USIG buys
1
SPHD buys
0
PoliticianChamberTickerTypeAmountDate
Tommy Tuberville🏛 Senate$USIG▲ Buy$50,001 - $100,0002025-04-15
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSIGSPHD
Forward yield4.70%4.33%
Annual dividend / share$2.40$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.2K$26.5K
Annual income after 10y$635.15$571.32
Total dividends collected$5.6K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USIG vs SPHD ($10,000, DRIP)

YearUSIG PortfolioUSIG Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,170$470.05$11,133$432.85+$37.00USIG
2$12,443$490.70$12,363$450.36+$80.00USIG
3$13,825$510.85$13,695$467.39+$130.00USIG
4$15,323$530.45$15,138$483.90+$185.00USIG
5$16,945$549.47$16,697$499.88+$248.00USIG
6$18,699$567.89$18,382$515.31+$317.00USIG
7$20,593$585.68$20,198$530.17+$395.00USIG
8$22,638$602.82$22,157$544.46+$481.00USIG
9$24,842$619.31$24,266$558.18+$576.00USIG
10$27,216$635.15$26,536$571.32+$680.00USIG

USIG vs SPHD: Complete Analysis 2026

USIGStock

The iShares Broad USD Investment Grade Corporate Bond ETF seeks to track the investment results of an index composed of U.S. dollar-denominated investment-grade corporate bonds.

Full USIG Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.