HomeCompareUSIN vs JEPI

USIN vs JEPI: Dividend Comparison 2026

USIN yields 3.89% · JEPI yields 8.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $3.2K in total portfolio value
10 years
USIN
USIN
● Live price
3.89%
Share price
$50.10
Annual div
$1.95
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.8K
Annual income
$499.29
Full USIN calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — USIN vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSINJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USIN + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USIN pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USIN
Annual income on $10K today (after 15% tax)
$330.59/yr
After 10yr DRIP, annual income (after tax)
$424.40/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, JEPI beats the other by $874.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USIN + JEPI for your $10,000?

USIN: 50%JEPI: 50%
100% JEPI50/50100% USIN
Portfolio after 10yr
$27.4K
Annual income
$1,013.96/yr
Blended yield
3.71%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USIN buys
0
JEPI buys
0
No recent congressional trades found for USIN or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSINJEPI
Forward yield3.89%8.40%
Annual dividend / share$1.95$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.8K$29.0K
Annual income after 10y$499.29$1,528.62
Total dividends collected$4.5K$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USIN vs JEPI ($10,000, DRIP)

YearUSIN PortfolioUSIN Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$11,089$388.93$11,260$840.19$171.00JEPI
2$12,268$403.07$12,641$907.94$373.00JEPI
3$13,544$416.76$14,150$978.20$606.00JEPI
4$14,922$429.99$15,795$1,050.85$873.00JEPI
5$16,409$442.75$17,584$1,125.74$1.2KJEPI
6$18,013$455.03$19,526$1,202.74$1.5KJEPI
7$19,740$466.82$21,628$1,281.69$1.9KJEPI
8$21,600$478.13$23,898$1,362.43$2.3KJEPI
9$23,601$488.95$26,347$1,444.79$2.7KJEPI
10$25,753$499.29$28,982$1,528.62$3.2KJEPI

USIN vs JEPI: Complete Analysis 2026

USINStock

Under normal circumstances, the fund invests at least 80% of its net assets in U.S. Treasuries that have a remaining maturity of seven to ten years and investments that have economic characteristics that are substantially similar to the economic characteristics of such Treasuries. The index is composed of fixed-rate coupon U.S. Treasury securities maturing in 7 to 10 years or with remaining maturities between 7 to 10 years.

Full USIN Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.