HomeCompareUSM vs APD

USM vs APD: Dividend Comparison 2026

USM yields 2.60% · APD yields 2.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 APD wins by $60.8K in total portfolio value
10 years
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →
APD
APD
● Live price
2.46%
Share price
$291.56
Annual div
$7.16
5Y div CAGR
42.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$84.4K
Annual income
$25,407.75
Full APD calculator →

Portfolio growth — USM vs APD

📍 APD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMAPD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USM + APD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USM pays
APD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
APD
Annual income on $10K today (after 15% tax)
$208.74/yr
After 10yr DRIP, annual income (after tax)
$21,596.59/yr
At 15% tax rate, APD beats the other by $21,335.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USM + APD for your $10,000?

USM: 50%APD: 50%
100% APD50/50100% USM
Portfolio after 10yr
$54.0K
Annual income
$12,857.41/yr
Blended yield
23.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on APD right now

USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
APD
Analyst Ratings
23
Buy
19
Hold
Consensus: Buy
Price Target
$296.33
+1.6% upside vs current
Range: $255.00 — $335.00
Altman Z
2.6
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USM buys
0
APD buys
0
No recent congressional trades found for USM or APD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMAPD
Forward yield2.60%2.46%
Annual dividend / share$2.00$7.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.5%
Portfolio after 10y$23.6K$84.4K
Annual income after 10y$307.09$25,407.75
Total dividends collected$2.8K$58.3K
Payment frequencyquarterlyquarterly
SectorStockMaterials
Analyst consensusHoldBuy
Analyst price target$80.50$296.33

Year-by-year: USM vs APD ($10,000, DRIP)

YearUSM PortfolioUSM Income/yrAPD PortfolioAPD Income/yrGap
1← crossover$10,960$259.71$11,050$349.95$90.00APD
2$11,993$266.01$12,338$514.98$345.00APD
3$13,104$272.04$13,968$765.81$864.00APD
4$14,300$277.81$16,100$1,154.58$1.8KAPD
5$15,584$283.32$19,000$1,772.38$3.4KAPD
6$16,963$288.56$23,115$2,785.49$6.2KAPD
7$18,444$293.56$29,246$4,513.18$10.8KAPD
8$20,034$298.30$38,898$7,604.83$18.9KAPD
9$21,739$302.81$55,092$13,470.41$33.4KAPD
10$23,568$307.09$84,356$25,407.75$60.8KAPD

USM vs APD: Complete Analysis 2026

USMStock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →

APDMaterials

Air Products and Chemicals, Inc. provides atmospheric gases, process and specialty gases, equipment, and services worldwide. The company produces atmospheric gases, including oxygen, nitrogen, and argon; process gases, such as hydrogen, helium, carbon dioxide, carbon monoxide, syngas; specialty gases; and equipment for the production or processing of gases comprising air separation units and non-cryogenic generators for customers in various industries, including refining, chemical, gasification, metals, manufacturing, food and beverage, electronics, magnetic resonance imaging, energy production and refining, and metals. It also designs and manufactures equipment for air separation, hydrocarbon recovery and purification, natural gas liquefaction, and liquid helium and liquid hydrogen transport and storage. Air Products and Chemicals, Inc. has a strategic collaboration with Baker Hughes Company to develop hydrogen compression systems. The company was founded in 1940 and is headquartered in Allentown, Pennsylvania.

Full APD Calculator →
📬

Get this USM vs APD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USM vs SCHDUSM vs JEPIUSM vs OUSM vs KOUSM vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.