Is USM or DIVO a better dividend investment in 2026?

USM currently yields 2.60% with a 5% 5-year dividend growth rate. DIVO yields 6.62% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between USM and DIVO?

USM has a forward dividend yield of 2.60% ($2.00/share annually). DIVO yields 6.62% ($2.91/share annually). The yield gap is 4.02 percentage points.

Home › Compare › USM vs DIVO

USM vs DIVO: Dividend Comparison 2026

USM yields 2.60% · DIVO yields 6.62%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DIVO wins by $7.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USM

● Live price

2.60%

Share price

$77.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.6K

Annual income

$307.09

Full USM calculator →

DIVO

● Live price

6.62%

Share price

$44.00

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.47

Full DIVO calculator →

Portfolio growth — USM vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USM	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USM + DIVO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USM pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USM

Annual income on $10K today (after 15% tax)

$220.75/yr

After 10yr DRIP, annual income (after tax)

$261.03/yr

DIVO

Annual income on $10K today (after 15% tax)

$562.67/yr

After 10yr DRIP, annual income (after tax)

$857.20/yr

At 15% tax rate, DIVO beats the other by $596.17/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USM + DIVO for your $10,000?

USM: 50%DIVO: 50%

100% DIVO50/50100% USM

Portfolio after 10yr

$27.3K

Annual income

$657.78/yr

Blended yield

2.41%

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Analyst Conviction Gap

Where Wall Street is most bullish on USM right now

USM

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$80.50

+4.5% upside vs current

Range: $75.00 — $86.00

Altman Z

2.1

Piotroski

5/9

DIVO

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USM buys

DIVO buys

No recent congressional trades found for USM or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSMDIVO

Forward yield	2.60%	6.62% ✓
Annual dividend / share	$2.00	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.6K	$31.0K ✓
Annual income after 10y	$307.09	$1,008.47 ✓
Total dividends collected	$2.8K	$8.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USM vs DIVO ($10,000, DRIP)

Year	USM Portfolio	USM Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$10,960	$259.71	$11,362	$661.96	$402.00 → DIVO
2	$11,993	$266.01	$12,860	$702.91	$867.00 → DIVO
3	$13,104	$272.04	$14,504	$743.56	$1.4K → DIVO
4	$14,300	$277.81	$16,303	$783.73	$2.0K → DIVO
5	$15,584	$283.32	$18,268	$823.31	$2.7K → DIVO
6	$16,963	$288.56	$20,408	$862.17	$3.4K → DIVO
7	$18,444	$293.56	$22,737	$900.20	$4.3K → DIVO
8	$20,034	$298.30	$25,266	$937.31	$5.2K → DIVO
9	$21,739	$302.81	$28,008	$973.42	$6.3K → DIVO
10	$23,568	$307.09	$30,977	$1,008.47	$7.4K → DIVO

USM vs DIVO: Complete Analysis 2026

USM — Stock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

Full USM Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.