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USM vs TROW: Dividend Comparison 2026

USM yields 2.60% · TROW yields 5.74%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 TROW wins by $221.8K in total portfolio value
10 years
USM
USM
● Live price
2.60%
Share price
$77.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.6K
Annual income
$307.09
Full USM calculator →
TROW
TROW
● Live price
5.74%
Share price
$89.03
Annual div
$5.11
5Y div CAGR
38.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$245.3K
Annual income
$104,467.83
Full TROW calculator →

Portfolio growth — USM vs TROW

📍 TROW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMTROW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USM + TROW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USM pays
TROW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USM
Annual income on $10K today (after 15% tax)
$220.75/yr
After 10yr DRIP, annual income (after tax)
$261.03/yr
TROW
Annual income on $10K today (after 15% tax)
$487.87/yr
After 10yr DRIP, annual income (after tax)
$88,797.66/yr
At 15% tax rate, TROW beats the other by $88,536.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USM + TROW for your $10,000?

USM: 50%TROW: 50%
100% TROW50/50100% USM
Portfolio after 10yr
$134.5K
Annual income
$52,387.46/yr
Blended yield
38.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on USM right now

USM
Analyst Ratings
4
Buy
5
Hold
1
Sell
Consensus: Hold
Price Target
$80.50
+4.5% upside vs current
Range: $75.00 — $86.00
Altman Z
2.1
Piotroski
5/9
TROW
Analyst Ratings
8
Buy
24
Hold
6
Sell
Consensus: Hold
Price Target
$106.25
+19.3% upside vs current
Range: $94.00 — $115.00
Altman Z
7.0
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USM buys
0
TROW buys
0
No recent congressional trades found for USM or TROW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMTROW
Forward yield2.60%5.74%
Annual dividend / share$2.00$5.11
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%38.2%
Portfolio after 10y$23.6K$245.3K
Annual income after 10y$307.09$104,467.83
Total dividends collected$2.8K$207.9K
Payment frequencyquarterlyquarterly
SectorStockStock
Analyst consensusHoldHold
Analyst price target$80.50$106.25

Year-by-year: USM vs TROW ($10,000, DRIP)

YearUSM PortfolioUSM Income/yrTROW PortfolioTROW Income/yrGap
1← crossover$10,960$259.71$11,493$793.22$533.00TROW
2$11,993$266.01$13,475$1,177.49$1.5KTROW
3$13,104$272.04$16,202$1,783.11$3.1KTROW
4$14,300$277.81$20,105$2,769.00$5.8KTROW
5$15,584$283.32$25,950$4,438.01$10.4KTROW
6$16,963$288.56$35,165$7,398.65$18.2KTROW
7$18,444$293.56$50,576$12,949.45$32.1KTROW
8$20,034$298.30$78,172$24,055.20$58.1KTROW
9$21,739$302.81$131,665$48,021.60$109.9KTROW
10$23,568$307.09$245,350$104,467.83$221.8KTROW

USM vs TROW: Complete Analysis 2026

USMStock

United States Cellular Corporation provides wireless telecommunications services in the United States. The company offers wireless services, including voice, messaging, and data services. It also provides devices, such as smartphones and other handsets, tablets, wearables, mobile hotspots, routers, and internet of things devices. In addition, the company offers various accessories, such as cases, screen protectors, chargers, and memory cards; and consumer electronics, including audio, home automation, and networking products; as well as offers option to purchase devices and accessories under installment contracts. Further, the company offers roaming, wireless eligible telecommunications carrier, and wireless tower rental services. It serves consumer, business, and government customers with 5.0 million connections, including 4.4 million postpaid, 0.5 million prepaid, and 0.1 million reseller and other connections in 21 states. The company provides its products and services through retail sales, direct sales, third-party national retailers, and independent agents, as well as e-commerce and telesales. The company was incorporated in 1983 and is headquartered in Chicago, Illinois. United States Cellular Corporation is a subsidiary of Telephone and Data Systems, Inc.

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TROWStock

T. Rowe Price Group, Inc. is a publicly owned investment manager. The firm provides its services to individuals, institutional investors, retirement plans, financial intermediaries, and institutions. It launches and manages equity and fixed income mutual funds. The firm invests in the public equity and fixed income markets across the globe. It employs fundamental and quantitative analysis with a bottom-up approach. The firm utilizes in-house and external research to make its investments. It employs socially responsible investing with a focus on environmental, social, and governance issues. It makes investment in late-stage venture capital transactions and usually invests between $3 million and $5 million. The firm was previously known as T. Rowe Group, Inc. and T. Rowe Price Associates, Inc. T. Rowe Price Group, Inc. was founded in 1937 and is based in Baltimore, Maryland, with additional offices in Colorado Springs, Colorado; Owings Mills, Maryland; San Francisco, California; New York, New York; Philadelphia, Pennsylvania; Tampa, Florida; Toronto, Ontario; Hellerup, Denmark; Amsterdam, The Netherlands; Luxembourg, Grand Duchy of Luxembourg; Zurich, Switzerland; Dubai, United Arab Emirates; London, United Kingdom; Sydney, New South Wales; Hong Kong; Tokyo, Japan; Singapore; Frankfurt, Germany, Madrid, Spain, Milan, Italy, Stockholm, Sweden, Melbourne, Australia, and Amsterdam, Netherlands.

Full TROW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.