Is USMC or VYM a better dividend investment in 2026?

USMC currently yields 0.84% with a 5% 5-year dividend growth rate. VYM yields 2.37% with 7.8% growth. The better choice depends on your goal: VYM offers higher current income.

What is the dividend yield difference between USMC and VYM?

USMC has a forward dividend yield of 0.84% ($0.54/share annually). VYM yields 2.37% ($3.51/share annually). The yield gap is 1.53 percentage points.

Home › Compare › USMC vs VYM

USMC vs VYM: Dividend Comparison 2026

USMC yields 0.84% · VYM yields 2.37%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $6.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USMC

● Live price

0.84%

Share price

$64.32

Annual div

$0.54

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.9K

Annual income

$88.44

Full USMC calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.37%

Share price

$148.10

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$272.94

Full VYM calculator →

Portfolio growth — USMC vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USMC	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USMC + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Oct

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Nov

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Dec

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USMC pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMC

Annual income on $10K today (after 15% tax)

$71.19/yr

After 10yr DRIP, annual income (after tax)

$75.17/yr

VYM

Annual income on $10K today (after 15% tax)

$201.60/yr

After 10yr DRIP, annual income (after tax)

$232.00/yr

At 15% tax rate, VYM beats the other by $156.83/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USMC + VYM for your $10,000?

USMC: 50%VYM: 50%

100% VYM50/50100% USMC

Portfolio after 10yr

$24.3K

Annual income

$180.69/yr

Blended yield

0.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMC buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
K. Michael Conaway	🏢 House	$USMC	▲ Buy	$1,001 - $15,000	2020-09-21
K. Michael Conaway	🏢 House	$USMC	▼ Sell	$15,001 - $50,000	2020-09-08
K. Michael Conaway	🏢 House	$USMC	▲ Buy	$1,001 - $15,000	2020-05-26
K. Michael Conaway	🏢 House	$USMC	▲ Buy	$15,001 - $50,000	2020-05-26
K. Michael Conaway	🏢 House	$USMC	▼ Sell	$100,001 - $250,000	2020-02-24
K. Michael Conaway	🏢 House	$USMC	▲ Buy	$15,001 - $50,000	2020-02-10
K. Michael Conaway	🏢 House	$USMC	▲ Buy	$15,001 - $50,000	2019-11-07

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSMCVYM

Forward yield	0.84%	2.37% ✓
Annual dividend / share	$0.54	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.9K	$27.8K ✓
Annual income after 10y	$88.44	$272.94 ✓
Total dividends collected	$863.00 ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USMC vs VYM ($10,000, DRIP)

Year	USMC Portfolio	USMC Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$10,784	$83.75	$11,147	$237.17	$363.00 → VYM
2	$11,623	$84.41	$12,404	$242.33	$781.00 → VYM
3	$12,522	$85.03	$13,780	$247.16	$1.3K → VYM
4	$13,484	$85.61	$15,285	$251.67	$1.8K → VYM
5	$14,514	$86.15	$16,932	$255.88	$2.4K → VYM
6	$15,616	$86.67	$18,733	$259.81	$3.1K → VYM
7	$16,797	$87.15	$20,701	$263.46	$3.9K → VYM
8	$18,060	$87.61	$22,852	$266.86	$4.8K → VYM
9	$19,412	$88.03	$25,201	$270.01	$5.8K → VYM
10	$20,860	$88.44	$27,768	$272.94	$6.9K → VYM

USMC vs VYM: Complete Analysis 2026

USMC — Stock

The investment seeks long-term growth of capital. Under normal circumstances, the fund invests at least 80% of its net assets, plus any borrowings for investment purposes, in equity securities of U.S. companies with very large ("mega") market capitalizations.

Full USMC Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.