HomeCompareUSMCX vs SCHD

USMCX vs SCHD: Dividend Comparison 2026

USMCX yields 18.02% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USMCX wins by $35.6K in total portfolio value
10 years
USMCX
USMCX
● Live price
18.02%
Share price
$11.10
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$64.6K
Annual income
$5,421.64
Full USMCX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — USMCX vs SCHD

📍 USMCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMCXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USMCX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USMCX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMCX
Annual income on $10K today (after 15% tax)
$1,531.53/yr
After 10yr DRIP, annual income (after tax)
$4,608.39/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, USMCX beats the other by $4,249.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USMCX + SCHD for your $10,000?

USMCX: 50%SCHD: 50%
100% SCHD50/50100% USMCX
Portfolio after 10yr
$46.8K
Annual income
$2,922.12/yr
Blended yield
6.25%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMCX buys
0
SCHD buys
0
No recent congressional trades found for USMCX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMCXSCHD
Forward yield18.02%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$64.6K$29.0K
Annual income after 10y$5,421.64$422.61
Total dividends collected$34.8K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USMCX vs SCHD ($10,000, DRIP)

YearUSMCX PortfolioUSMCX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,502$1,801.80$11,224$344.10+$1.3KUSMCX
2$15,482$2,105.21$12,567$354.98+$2.9KUSMCX
3$19,002$2,436.52$14,038$365.30+$5.0KUSMCX
4$23,127$2,794.89$15,648$375.06+$7.5KUSMCX
5$27,925$3,179.07$17,410$384.27+$10.5KUSMCX
6$33,468$3,587.47$19,335$392.95+$14.1KUSMCX
7$39,829$4,018.19$21,437$401.10+$18.4KUSMCX
8$47,086$4,469.06$23,733$408.75+$23.4KUSMCX
9$55,319$4,937.71$26,237$415.91+$29.1KUSMCX
10$64,613$5,421.64$28,968$422.61+$35.6KUSMCX

USMCX vs SCHD: Complete Analysis 2026

USMCXStock

The investment seeks long-term capital appreciation, with emphasis on the protection of capital during unfavorable market conditions. The fund will invest at least 80% of its net assets (plus any borrowings made for investment purposes) in investments that are tied economically to the U.S. It pursues its investment goal primarily through investments in equity securities that broadly represent the U.S. equities market; derivative instruments related to the U.S. equities market; and fixed income securities (including money market and other short-term or variable-rate, high quality securities and related ETFs).

Full USMCX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.