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USMD vs DIVO: Dividend Comparison 2026

USMD yields 8.61% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USMD wins by $4.4K in total portfolio value
10 years
USMD
USMD
● Live price
8.61%
Share price
$23.22
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.4K
Annual income
$1,484.20
Full USMD calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — USMD vs DIVO

📍 USMD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMDDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USMD + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
USMD pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMD
Annual income on $10K today (after 15% tax)
$732.25/yr
After 10yr DRIP, annual income (after tax)
$1,261.57/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, USMD beats the other by $404.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USMD + DIVO for your $10,000?

USMD: 50%DIVO: 50%
100% DIVO50/50100% USMD
Portfolio after 10yr
$33.2K
Annual income
$1,246.34/yr
Blended yield
3.76%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMD buys
0
DIVO buys
0
No recent congressional trades found for USMD or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMDDIVO
Forward yield8.61% ✓6.62%
Annual dividend / share$2.00$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.4K ✓$31.0K
Annual income after 10y$1,484.20 ✓$1,008.47
Total dividends collected$11.8K ✓$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USMD vs DIVO ($10,000, DRIP)

YearUSMD PortfolioUSMD Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,561$861.47$11,362$661.96+$199.00 → USMD
2$13,302$930.83$12,860$702.91+$442.00 → USMD
3$15,234$1,000.87$14,504$743.56+$730.00 → USMD
4$17,371$1,071.25$16,303$783.73+$1.1K → USMD
5$19,729$1,141.66$18,268$823.31+$1.5K → USMD
6$22,322$1,211.78$20,408$862.17+$1.9K → USMD
7$25,165$1,281.34$22,737$900.20+$2.4K → USMD
8$28,277$1,350.08$25,266$937.31+$3.0K → USMD
9$31,674$1,417.77$28,008$973.42+$3.7K → USMD
10$35,376$1,484.20$30,977$1,008.47+$4.4K → USMD

USMD vs DIVO: Complete Analysis 2026

USMD — Stock

The CoreValues America First Technology ETF (the Fund) seeks long-term capital appreciation.

Full USMD Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.