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USMD vs XYLD: Dividend Comparison 2026

USMD yields 8.61% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USMD wins by $9.5K in total portfolio value
10 years
USMD
USMD
● Live price
8.61%
Share price
$23.22
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.4K
Annual income
$1,484.20
Full USMD calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — USMD vs XYLD

📍 USMD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSMDXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USMD + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
USMD pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMD
Annual income on $10K today (after 15% tax)
$732.25/yr
After 10yr DRIP, annual income (after tax)
$1,261.57/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $1,586.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USMD + XYLD for your $10,000?

USMD: 50%XYLD: 50%
100% XYLD50/50100% USMD
Portfolio after 10yr
$30.6K
Annual income
$2,417.61/yr
Blended yield
7.90%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMD buys
0
XYLD buys
0
No recent congressional trades found for USMD or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSMDXYLD
Forward yield8.61%11.20% ✓
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.4K ✓$25.9K
Annual income after 10y$1,484.20$3,351.03 ✓
Total dividends collected$11.8K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USMD vs XYLD ($10,000, DRIP)

YearUSMD PortfolioUSMD Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,561$861.47$10,840$1,120.44+$721.00 → USMD
2$13,302$930.83$11,786$1,249.59+$1.5K → USMD
3$15,234$1,000.87$12,854$1,397.78+$2.4K → USMD
4$17,371$1,071.25$14,063$1,568.33+$3.3K → USMD
5$19,729$1,141.66$15,434$1,765.19+$4.3K → USMD
6$22,322$1,211.78$16,995$1,993.14+$5.3K → USMD
7$25,165$1,281.34$18,777$2,257.95+$6.4K → USMD
8$28,277$1,350.08$20,818$2,566.58+$7.5K → USMD
9$31,674$1,417.77$23,163$2,927.50+$8.5K → USMD
10$35,376$1,484.20$25,865$3,351.03+$9.5K → USMD

USMD vs XYLD: Complete Analysis 2026

USMD — Stock

The CoreValues America First Technology ETF (the Fund) seeks long-term capital appreciation.

Full USMD Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.