Is USMYX or RYLD a better dividend investment in 2026?

USMYX currently yields 17.20% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: USMYX offers higher current income.

What is the dividend yield difference between USMYX and RYLD?

USMYX has a forward dividend yield of 17.20% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 5.06 percentage points.

Home › Compare › USMYX vs RYLD

USMYX vs RYLD: Dividend Comparison 2026

USMYX yields 17.20% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USMYX wins by $16.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USMYX

● Live price

17.20%

Share price

$11.63

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$61.4K

Annual income

$4,935.48

Full USMYX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — USMYX vs RYLD

📍 USMYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USMYX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USMYX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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USMYX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USMYX

Annual income on $10K today (after 15% tax)

$1,461.74/yr

After 10yr DRIP, annual income (after tax)

$4,195.16/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, USMYX beats the other by $1,995.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USMYX + RYLD for your $10,000?

USMYX: 50%RYLD: 50%

100% RYLD50/50100% USMYX

Portfolio after 10yr

$53.0K

Annual income

$3,761.41/yr

Blended yield

7.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USMYX buys

RYLD buys

No recent congressional trades found for USMYX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSMYXRYLD

Forward yield	17.20% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$61.4K ✓	$44.5K
Annual income after 10y	$4,935.48 ✓	$2,587.35
Total dividends collected	$32.2K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USMYX vs RYLD ($10,000, DRIP)

Year	USMYX Portfolio	USMYX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,420	$1,719.69	$11,914	$1,213.65	+$506.00 → USMYX
2	$15,285	$1,996.08	$14,099	$1,351.30	+$1.2K → USMYX
3	$18,651	$2,295.90	$16,580	$1,494.55	+$2.1K → USMYX
4	$22,575	$2,618.19	$19,384	$1,642.61	+$3.2K → USMYX
5	$27,117	$2,961.68	$22,535	$1,794.70	+$4.6K → USMYX
6	$32,340	$3,324.82	$26,063	$1,950.00	+$6.3K → USMYX
7	$38,309	$3,705.81	$29,995	$2,107.69	+$8.3K → USMYX
8	$45,094	$4,102.68	$34,361	$2,266.99	+$10.7K → USMYX
9	$52,763	$4,513.31	$39,194	$2,427.12	+$13.6K → USMYX
10	$61,392	$4,935.48	$44,525	$2,587.35	+$16.9K → USMYX

USMYX vs RYLD: Complete Analysis 2026

USMYX — Stock

The fund will invest at least 80% of its net assets (plus any borrowings made for investment purposes) in investments that are tied economically to the U.S. It pursues its investment goal primarily through investments in equity securities that broadly represent the U.S. equities market; derivative instruments related to the U.S. equities market; and fixed income securities (including money market and other short-term or variable-rate, high quality securities and related ETFs).

Full USMYX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.