Is USNU or XYLD a better dividend investment in 2026?

USNU currently yields 193.24% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: USNU offers higher current income.

What is the dividend yield difference between USNU and XYLD?

USNU has a forward dividend yield of 193.24% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 182.04 percentage points.

Home › Compare › USNU vs XYLD

USNU vs XYLD: Dividend Comparison 2026

USNU yields 193.24% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USNU wins by $97.93M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USNU

● Live price

193.24%

Share price

$1.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$97.95M

Annual income

$48,539,038.09

Full USNU calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — USNU vs XYLD

📍 USNU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USNU	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USNU + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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USNU pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USNU

Annual income on $10K today (after 15% tax)

$16,425.12/yr

After 10yr DRIP, annual income (after tax)

$41,258,182.38/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, USNU beats the other by $41,255,334.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USNU + XYLD for your $10,000?

USNU: 50%XYLD: 50%

100% XYLD50/50100% USNU

Portfolio after 10yr

$48.99M

Annual income

$24,271,194.55/yr

Blended yield

49.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USNU buys

XYLD buys

No recent congressional trades found for USNU or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSNUXYLD

Forward yield	193.24% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$97.95M ✓	$25.9K
Annual income after 10y	$48,539,038.09 ✓	$3,351.03
Total dividends collected	$92.13M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USNU vs XYLD ($10,000, DRIP)

Year	USNU Portfolio	USNU Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$30,024	$19,323.67	$10,840	$1,120.44	+$19.2K → USNU
2	$86,347	$54,221.27	$11,786	$1,249.59	+$74.6K → USNU
3	$238,127	$145,736.16	$12,854	$1,397.78	+$225.3K → USNU
4	$630,414	$375,618.51	$14,063	$1,568.33	+$616.4K → USNU
5	$1,603,896	$929,352.92	$15,434	$1,765.19	+$1.59M → USNU
6	$3,925,939	$2,209,769.90	$16,995	$1,993.14	+$3.91M → USNU
7	$9,255,864	$5,055,109.02	$18,777	$2,257.95	+$9.24M → USNU
8	$21,042,106	$11,138,331.89	$20,818	$2,566.58	+$21.02M → USNU
9	$46,180,169	$23,665,115.59	$23,163	$2,927.50	+$46.16M → USNU
10	$97,951,819	$48,539,038.09	$25,865	$3,351.03	+$97.93M → USNU

USNU vs XYLD: Complete Analysis 2026

USNU — Stock

U.S. NeuroSurgical Holdings, Inc., through its subsidiaries, owns and operates stereotactic radiosurgery centers that utilize gamma knife technology. The gamma knife is a stereotactic radio surgical device used to treat brain tumors and other malformations of the brain without invasive surgery. U.S. NeuroSurgical Holdings, Inc. was founded in 1993 and is based in Rockville, Maryland.

Full USNU Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.