Is USNZY or JEPQ a better dividend investment in 2026?

USNZY currently yields 4.10% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between USNZY and JEPQ?

USNZY has a forward dividend yield of 4.10% ($0.05/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 7.00 percentage points.

Home › Compare › USNZY vs JEPQ

USNZY vs JEPQ: Dividend Comparison 2026

USNZY yields 4.10% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 JEPQ wins by $24.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USNZY

● Live price

4.10%

Share price

$1.22

Annual div

$0.05

5Y div CAGR

-38.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.8K

Annual income

$3.35

Full USNZY calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — USNZY vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USNZY	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USNZY + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

USNZY pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USNZY

Annual income on $10K today (after 15% tax)

$348.36/yr

After 10yr DRIP, annual income (after tax)

$2.85/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, JEPQ beats the other by $1,826.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USNZY + JEPQ for your $10,000?

USNZY: 50%JEPQ: 50%

100% JEPQ50/50100% USNZY

Portfolio after 10yr

$32.8K

Annual income

$1,077.97/yr

Blended yield

3.29%

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Analyst Conviction Gap

Where Wall Street is most bullish on USNZY right now

USNZY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

1.7

Piotroski

5/9

JEPQ

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USNZY buys

JEPQ buys

No recent congressional trades found for USNZY or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSNZYJEPQ

Forward yield	4.10%	11.10% ✓
Annual dividend / share	$0.05	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-38.5%	0% ✓
Portfolio after 10y	$20.8K	$44.8K ✓
Annual income after 10y	$3.35	$2,152.59 ✓
Total dividends collected	$664.00 ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USNZY vs JEPQ ($10,000, DRIP)

Year	USNZY Portfolio	USNZY Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1← crossover	$10,952	$252.05	$11,930	$1,110.39	$978.00 → JEPQ
2	$11,877	$158.66	$14,133	$1,224.34	$2.3K → JEPQ
3	$12,808	$98.90	$16,632	$1,340.46	$3.8K → JEPQ
4	$13,765	$61.30	$19,454	$1,457.97	$5.7K → JEPQ
5	$14,767	$37.87	$22,626	$1,576.08	$7.9K → JEPQ
6	$15,824	$23.35	$26,175	$1,694.09	$10.4K → JEPQ
7	$16,946	$14.38	$30,133	$1,811.32	$13.2K → JEPQ
8	$18,141	$8.85	$34,531	$1,927.17	$16.4K → JEPQ
9	$19,416	$5.45	$39,403	$2,041.08	$20.0K → JEPQ
10	$20,779	$3.35	$44,787	$2,152.59	$24.0K → JEPQ

USNZY vs JEPQ: Complete Analysis 2026

USNZY — Stock

Usinas Siderúrgicas de Minas Gerais S.A. manufactures and markets flat steel products in Brazil and internationally. The company operates through four segments: Mining and Logistics, Steel Metallurgy, Steel Transformation, and Capital Assets. It extracts and process iron ore, such as pellet and sinter feed and, granulated iron ore; develops steel product solutions; and operates as a distribution center and trading company. The company manufactures and installs equipment for various industries; and engages in the provision of services related to road cargo transportation. It also offers stamped steel parts for the automobile industry; and products for the construction and capital goods industry, as well as engages in logistics business and produces hot-rolled galvanized steel sheets and coils. In addition, the company provides technology transfer services for steel industry; project management and services for civil construction and capital goods industry; road transportation of flat steel; hot-dip galvanizing services; and texturing and chrome plating of cylinders. Usinas Siderúrgicas de Minas Gerais S.A. was founded in 1950 and is headquartered in Belo Horizonte, Brazil.

Full USNZY Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.