HomeCompareUSNZY vs SPHD

USNZY vs SPHD: Dividend Comparison 2026

USNZY yields 4.10% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.8K in total portfolio value
10 years
USNZY
USNZY
● Live price
4.10%
Share price
$1.22
Annual div
$0.05
5Y div CAGR
-38.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$3.35
Full USNZY calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — USNZY vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSNZYSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USNZY + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USNZY pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USNZY
Annual income on $10K today (after 15% tax)
$348.36/yr
After 10yr DRIP, annual income (after tax)
$2.85/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $482.77/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of USNZY + SPHD for your $10,000?

USNZY: 50%SPHD: 50%
100% SPHD50/50100% USNZY
Portfolio after 10yr
$23.7K
Annual income
$287.34/yr
Blended yield
1.21%
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Analyst Conviction Gap

Where Wall Street is most bullish on USNZY right now

USNZY
Analyst Ratings
2
Buy
Consensus: Buy
Altman Z
1.7
Piotroski
5/9
SPHD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USNZY buys
0
SPHD buys
0
No recent congressional trades found for USNZY or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSNZYSPHD
Forward yield4.10%4.33%
Annual dividend / share$0.05$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-38.5%0%
Portfolio after 10y$20.8K$26.5K
Annual income after 10y$3.35$571.32
Total dividends collected$664.00$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USNZY vs SPHD ($10,000, DRIP)

YearUSNZY PortfolioUSNZY Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,952$252.05$11,133$432.85$181.00SPHD
2$11,877$158.66$12,363$450.36$486.00SPHD
3$12,808$98.90$13,695$467.39$887.00SPHD
4$13,765$61.30$15,138$483.90$1.4KSPHD
5$14,767$37.87$16,697$499.88$1.9KSPHD
6$15,824$23.35$18,382$515.31$2.6KSPHD
7$16,946$14.38$20,198$530.17$3.3KSPHD
8$18,141$8.85$22,157$544.46$4.0KSPHD
9$19,416$5.45$24,266$558.18$4.8KSPHD
10$20,779$3.35$26,536$571.32$5.8KSPHD

USNZY vs SPHD: Complete Analysis 2026

USNZYStock

Usinas Siderúrgicas de Minas Gerais S.A. manufactures and markets flat steel products in Brazil and internationally. The company operates through four segments: Mining and Logistics, Steel Metallurgy, Steel Transformation, and Capital Assets. It extracts and process iron ore, such as pellet and sinter feed and, granulated iron ore; develops steel product solutions; and operates as a distribution center and trading company. The company manufactures and installs equipment for various industries; and engages in the provision of services related to road cargo transportation. It also offers stamped steel parts for the automobile industry; and products for the construction and capital goods industry, as well as engages in logistics business and produces hot-rolled galvanized steel sheets and coils. In addition, the company provides technology transfer services for steel industry; project management and services for civil construction and capital goods industry; road transportation of flat steel; hot-dip galvanizing services; and texturing and chrome plating of cylinders. Usinas Siderúrgicas de Minas Gerais S.A. was founded in 1950 and is headquartered in Belo Horizonte, Brazil.

Full USNZY Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.