Is USOD or RYLD a better dividend investment in 2026?

USOD currently yields 32.52% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: USOD offers higher current income.

What is the dividend yield difference between USOD and RYLD?

USOD has a forward dividend yield of 32.52% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 20.38 percentage points.

Home › Compare › USOD vs RYLD

USOD vs RYLD: Dividend Comparison 2026

USOD yields 32.52% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USOD wins by $108.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USOD

● Live price

32.52%

Share price

$6.15

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$152.9K

Annual income

$21,694.05

Full USOD calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — USOD vs RYLD

📍 USOD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USOD	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USOD + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

USOD pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USOD

Annual income on $10K today (after 15% tax)

$2,764.23/yr

After 10yr DRIP, annual income (after tax)

$18,439.94/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, USOD beats the other by $16,240.69/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USOD + RYLD for your $10,000?

USOD: 50%RYLD: 50%

100% RYLD50/50100% USOD

Portfolio after 10yr

$98.7K

Annual income

$12,140.69/yr

Blended yield

12.30%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USOD buys

RYLD buys

No recent congressional trades found for USOD or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSODRYLD

Forward yield	32.52% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$152.9K ✓	$44.5K
Annual income after 10y	$21,694.05 ✓	$2,587.35
Total dividends collected	$107.5K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USOD vs RYLD ($10,000, DRIP)

Year	USOD Portfolio	USOD Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,952	$3,252.03	$11,914	$1,213.65	+$2.0K → USOD
2	$19,169	$4,240.42	$14,099	$1,351.30	+$5.1K → USOD
3	$25,956	$5,444.89	$16,580	$1,494.55	+$9.4K → USOD
4	$34,663	$6,890.30	$19,384	$1,642.61	+$15.3K → USOD
5	$45,689	$8,599.76	$22,535	$1,794.70	+$23.2K → USOD
6	$59,481	$10,593.74	$26,063	$1,950.00	+$33.4K → USOD
7	$76,534	$12,889.37	$29,995	$2,107.69	+$46.5K → USOD
8	$97,391	$15,499.73	$34,361	$2,266.99	+$63.0K → USOD
9	$122,642	$18,433.39	$39,194	$2,427.12	+$83.4K → USOD
10	$152,921	$21,694.05	$44,525	$2,587.35	+$108.4K → USOD

USOD vs RYLD: Complete Analysis 2026

USOD — Stock

The investment seeks the daily changes in percentage terms of its shares’ per share NAV to reflect three times the inverse of the daily change in percentage terms of the price of a specified short-term futures contract on light, sweet crude oil (the “Benchmark Oil Futures Contract”) less the fund’s expenses. USCF will endeavor to have the notional value of the fund’s aggregate short exposure to the Benchmark Oil Futures Contract at the close of each trading day approximately equal to 300% of the fund’s NAV. The Benchmark Oil Futures Contract is the futures contract on light, sweet crude oil as traded on the NYMEX, traded under the trading symbol “CL”.

Full USOD Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.