Is USOU or DVY a better dividend investment in 2026?

USOU currently yields 8.59% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: USOU offers higher current income.

What is the dividend yield difference between USOU and DVY?

USOU has a forward dividend yield of 8.59% ($2.00/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 5.09 percentage points.

Home › Compare › USOU vs DVY

USOU vs DVY: Dividend Comparison 2026

USOU yields 8.59% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USOU wins by $10.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USOU

● Live price

8.59%

Share price

$23.27

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.3K

Annual income

$1,478.96

Full USOU calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — USOU vs DVY

📍 USOU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USOU	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USOU + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

—

USOU pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USOU

Annual income on $10K today (after 15% tax)

$730.55/yr

After 10yr DRIP, annual income (after tax)

$1,257.12/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, USOU beats the other by $885.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USOU + DVY for your $10,000?

USOU: 50%DVY: 50%

100% DVY50/50100% USOU

Portfolio after 10yr

$30.2K

Annual income

$958.37/yr

Blended yield

3.17%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USOU buys

DVY buys

No recent congressional trades found for USOU or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSOUDVY

Forward yield	8.59% ✓	3.50%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.3K ✓	$25.1K
Annual income after 10y	$1,478.96 ✓	$437.78
Total dividends collected	$11.7K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USOU vs DVY ($10,000, DRIP)

Year	USOU Portfolio	USOU Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$11,559	$859.48	$11,050	$349.62	+$509.00 → USOU
2	$13,297	$928.51	$12,184	$361.04	+$1.1K → USOU
3	$15,226	$998.22	$13,409	$372.07	+$1.8K → USOU
4	$17,360	$1,068.25	$14,730	$382.68	+$2.6K → USOU
5	$19,714	$1,138.29	$16,154	$392.89	+$3.6K → USOU
6	$22,302	$1,208.05	$17,688	$402.69	+$4.6K → USOU
7	$25,140	$1,277.23	$19,338	$412.07	+$5.8K → USOU
8	$28,246	$1,345.60	$21,113	$421.04	+$7.1K → USOU
9	$31,636	$1,412.91	$23,020	$429.61	+$8.6K → USOU
10	$35,329	$1,478.96	$25,070	$437.78	+$10.3K → USOU

USOU vs DVY: Complete Analysis 2026

USOU — Stock

The investment seeks the daily changes in percentage terms of its shares’ per share NAV to reflect three times the daily change in percentage terms of the price of a specified short-term futures contract on light, sweet crude oil (the “Benchmark Oil Futures Contract”) less the fund’s expenses. USCF will endeavor to have the notional value of the fund’s aggregate exposure to the Benchmark Oil Futures Contract at the close of each trading day approximately equal to 300% of the fund’s NAV. The Benchmark Oil Futures Contract is the futures contract on light, sweet crude oil as traded on the NYMEX, traded under the trading symbol “CL” (for WTI Crude Oil futures).

Full USOU Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.