Is USOY or DIVO a better dividend investment in 2026?

USOY currently yields 64.71% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: USOY offers higher current income.

What is the dividend yield difference between USOY and DIVO?

USOY has a forward dividend yield of 64.71% ($5.97/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 58.22 percentage points.

Home › Compare › USOY vs DIVO

USOY vs DIVO: Dividend Comparison 2026

USOY yields 64.71% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USOY wins by $787.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USOY

● Live price

64.71%

Share price

$9.22

Annual div

$5.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$818.6K

Annual income

$202,641.57

Full USOY calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — USOY vs DIVO

📍 USOY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USOY	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USOY + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USOY pays

DIVO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USOY

Annual income on $10K today (after 15% tax)

$5,500.48/yr

After 10yr DRIP, annual income (after tax)

$172,245.33/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, USOY beats the other by $171,410.91/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USOY + DIVO for your $10,000?

USOY: 50%DIVO: 50%

100% DIVO50/50100% USOY

Portfolio after 10yr

$424.7K

Annual income

$101,811.62/yr

Blended yield

23.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USOY buys

DIVO buys

No recent congressional trades found for USOY or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSOYDIVO

Forward yield	64.71% ✓	6.49%
Annual dividend / share	$5.97 ✓	$2.91
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$818.6K ✓	$30.7K
Annual income after 10y	$202,641.57 ✓	$981.68
Total dividends collected	$688.3K ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USOY vs DIVO ($10,000, DRIP)

Year	USOY Portfolio	USOY Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$17,171	$6,471.15	$11,349	$649.42	+$5.8K → USOY
2	$28,758	$10,384.77	$12,833	$688.83	+$15.9K → USOY
3	$47,025	$16,254.41	$14,459	$727.90	+$32.6K → USOY
4	$75,158	$24,840.61	$16,238	$766.49	+$58.9K → USOY
5	$117,523	$37,103.95	$18,179	$804.47	+$99.3K → USOY
6	$179,972	$54,223.11	$20,293	$841.71	+$159.7K → USOY
7	$270,175	$77,604.12	$22,591	$878.14	+$247.6K → USOY
8	$397,965	$108,877.86	$25,087	$913.65	+$372.9K → USOY
9	$575,706	$149,884.18	$27,791	$948.18	+$547.9K → USOY
10	$818,647	$202,641.57	$30,718	$981.68	+$787.9K → USOY

USOY vs DIVO: Complete Analysis 2026

USOY — Stock

The Fund’s primary investment objective is to seek current income. The Fund’s secondary investment objective is to seek exposure to the performance of United States Oil Fund, LP (“USO”) subject to a limit on potential investment gains.

Full USOY Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.