Is USRED or FCPT a better dividend investment in 2026?

USRED currently yields 38.83% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: USRED offers higher current income.

What is the dividend yield difference between USRED and FCPT?

USRED has a forward dividend yield of 38.83% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 32.78 percentage points.

Home › Compare › USRED vs FCPT

USRED vs FCPT: Dividend Comparison 2026

USRED yields 38.83% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USRED wins by $168.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

USRED

● Live price

38.83%

Share price

$5.15

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$217.6K

Annual income

$35,869.49

Full USRED calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — USRED vs FCPT

📍 USRED pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USRED	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, USRED + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USRED pays

FCPT pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USRED

Annual income on $10K today (after 15% tax)

$3,300.97/yr

After 10yr DRIP, annual income (after tax)

$30,489.07/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, USRED beats the other by $25,580.08/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USRED + FCPT for your $10,000?

USRED: 50%FCPT: 50%

100% FCPT50/50100% USRED

Portfolio after 10yr

$133.3K

Annual income

$20,822.39/yr

Blended yield

15.62%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

USRED

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USRED buys

FCPT buys

No recent congressional trades found for USRED or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSREDFCPT

Forward yield	38.83% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$217.6K ✓	$49.1K
Annual income after 10y	$35,869.49 ✓	$5,775.28
Total dividends collected	$162.2K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: USRED vs FCPT ($10,000, DRIP)

Year	USRED Portfolio	USRED Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$14,583	$3,883.50	$11,401	$700.92	+$3.2K → USRED
2	$20,897	$5,292.98	$13,064	$864.84	+$7.8K → USRED
3	$29,448	$7,088.36	$15,051	$1,072.48	+$14.4K → USRED
4	$40,845	$9,335.44	$17,442	$1,337.22	+$23.4K → USRED
5	$55,806	$12,101.25	$20,340	$1,677.08	+$35.5K → USRED
6	$75,164	$15,451.93	$23,880	$2,116.57	+$51.3K → USRED
7	$99,876	$19,450.49	$28,241	$2,689.36	+$71.6K → USRED
8	$131,022	$24,154.48	$33,660	$3,442.07	+$97.4K → USRED
9	$169,807	$29,613.95	$40,456	$4,439.95	+$129.4K → USRED
10	$217,563	$35,869.49	$49,063	$5,775.28	+$168.5K → USRED

USRED vs FCPT: Complete Analysis 2026

USRED — Stock

Tactical Resources Corp. acquires, explores, and develops mineral resource properties in Canada. The company primarily explores for rare earth element deposits. Its flagship project is the Peak project situated within the Sierra Blanca Complex to the southeast of El Paso, Texas. The company was formerly known as DJ1 Capital Corp. and changed its name to Tactical Resources Corp. in March 2021. Tactical Resources Corp. was incorporated in 2018 and is headquartered in Vancouver, Canada.

Full USRED Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

📬

Get this USRED vs FCPT comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USRED vs SCHD USRED vs JEPI USRED vs O USRED vs KO USRED vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.