Home › Compare › USRT vs QYLD

USRT vs QYLD: Dividend Comparison 2026

USRT yields 2.93% · QYLD yields 11.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $1.3K in total portfolio value· pulled ahead in Year 10
10 years
USRT
USRT
● Live price
2.93%
Share price
$58.36
Annual div
$1.71
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.1K
Annual income
$353.69
Full USRT calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
● Live price
11.92%
Share price
$17.15
Annual div
$2.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.4K
Annual income
$5,659.31
Full QYLD calculator →

Portfolio growth — USRT vs QYLD

📍 QYLD pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSRTQYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, USRT + QYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
USRT pays
QYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USRT
Annual income on $10K today (after 15% tax)
$248.93/yr
After 10yr DRIP, annual income (after tax)
$300.64/yr
QYLD
Annual income on $10K today (after 15% tax)
$1,013.51/yr
After 10yr DRIP, annual income (after tax)
$4,810.41/yr
At 15% tax rate, QYLD beats the other by $4,509.78/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USRT + QYLD for your $10,000?

USRT: 50%QYLD: 50%
100% QYLD50/50100% USRT
Portfolio after 10yr
$24.8K
Annual income
$3,006.51/yr
Blended yield
12.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USRT buys
0
QYLD buys
0
No recent congressional trades found for USRT or QYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSRTQYLD
Forward yield2.93%11.92% ✓
Annual dividend / share$1.71$2.04 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.1K$25.4K ✓
Annual income after 10y$353.69$5,659.31 ✓
Total dividends collected$3.3K$27.1K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: USRT vs QYLD ($10,000, DRIP)

YearUSRT PortfolioUSRT Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,993$292.85$10,352$1,192.36+$641.00 → USRT
2$12,063$300.87$10,830$1,347.57+$1.2K → USRT
3$13,216$308.57$11,460$1,539.07+$1.8K → USRT
4$14,457$315.94$12,275$1,777.84+$2.2K → USRT
5$15,792$323.00$13,323$2,078.95+$2.5K → USRT
6$17,228$329.75$14,667$2,463.34+$2.6K → USRT
7$18,770$336.18$16,396$2,960.57+$2.4K → USRT
8$20,426$342.31$18,631$3,612.97+$1.8K → USRT
9$22,204$348.15$21,548$4,482.15+$656.00 → USRT
10← crossover$24,112$353.69$25,398$5,659.31$1.3K → QYLD

USRT vs QYLD: Complete Analysis 2026

USRT — Stock

The iShares Core U.S. REIT ETF seeks to track the investment results of an index composed of U.S. real estate equities.

Full USRT Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →
📬

Get this USRT vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USRT vs SCHDUSRT vs JEPIUSRT vs OUSRT vs KOUSRT vs MAINUSRT vs XYLDUSRT vs JEPQUSRT vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.