Is USSJY or RYLD a better dividend investment in 2026?

USSJY currently yields 1.38% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between USSJY and RYLD?

USSJY has a forward dividend yield of 1.38% ($0.29/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 10.76 percentage points.

Home › Compare › USSJY vs RYLD

USSJY vs RYLD: Dividend Comparison 2026

USSJY yields 1.38% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USSJY wins by $82.0K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

USSJY

● Live price

1.38%

Share price

$20.89

Annual div

$0.29

5Y div CAGR

59.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$126.6K

Annual income

$54,224.33

Full USSJY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — USSJY vs RYLD

📍 USSJY pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USSJY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USSJY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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USSJY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USSJY

Annual income on $10K today (after 15% tax)

$117.63/yr

After 10yr DRIP, annual income (after tax)

$46,090.68/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, USSJY beats the other by $43,891.43/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USSJY + RYLD for your $10,000?

USSJY: 50%RYLD: 50%

100% RYLD50/50100% USSJY

Portfolio after 10yr

$85.5K

Annual income

$28,405.84/yr

Blended yield

33.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USSJY buys

RYLD buys

No recent congressional trades found for USSJY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSSJYRYLD

Forward yield	1.38%	12.14% ✓
Annual dividend / share	$0.29	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	59.5% ✓	0%
Portfolio after 10y	$126.6K ✓	$44.5K
Annual income after 10y	$54,224.33 ✓	$2,587.35
Total dividends collected	$99.7K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: USSJY vs RYLD ($10,000, DRIP)

Year	USSJY Portfolio	USSJY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,921	$220.73	$11,914	$1,213.65	$993.00 → RYLD
2	$12,044	$359.32	$14,099	$1,351.30	$2.1K → RYLD
3	$13,478	$590.74	$16,580	$1,494.55	$3.1K → RYLD
4	$15,407	$985.42	$19,384	$1,642.61	$4.0K → RYLD
5	$18,165	$1,679.15	$22,535	$1,794.70	$4.4K → RYLD
6	$22,387	$2,951.03	$26,063	$1,950.00	$3.7K → RYLD
7	$29,376	$5,421.53	$29,995	$2,107.69	$619.00 → RYLD
8← crossover	$42,037	$10,604.46	$34,361	$2,266.99	+$7.7K → USSJY
9	$67,600	$22,620.48	$39,194	$2,427.12	+$28.4K → USSJY
10	$126,556	$54,224.33	$44,525	$2,587.35	+$82.0K → USSJY

USSJY vs RYLD: Complete Analysis 2026

USSJY — Stock

USS Co., Ltd., together with its subsidiaries, operates and manages used vehicle auction sites in Japan. It distributes used vehicles through the operation of on-site auctions at 19 locations, as well as through satellite TV and Internet auctions. The company also provides used car export services; recycles end-of-life automobiles and other items; and disposes equipment and industrial plants. In addition, it offers used vehicle purchasing services; and purchases and sells accident-damaged vehicles. The company was formerly known as Aichi Automobile General Services Co., Ltd. and changed its name to USS Co., Ltd. in March 1995. The company was incorporated in 1969 and is headquartered in Tokai, Japan.

Full USSJY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.