Is USTC or CL a better dividend investment in 2026?

USTC currently yields 1000000.00% with a 5% 5-year dividend growth rate. CL yields 2.43% with 5% growth. The better choice depends on your goal: USTC offers higher current income.

What is the dividend yield difference between USTC and CL?

USTC has a forward dividend yield of 1000000.00% ($2.00/share annually). CL yields 2.43% ($2.08/share annually). The yield gap is 999997.57 percentage points.

Home › Compare › USTC vs CL

USTC vs CL: Dividend Comparison 2026

USTC yields 1000000.00% · CL yields 2.43%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 USTC wins by $4.7683925249533696e+36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

USTC

● Live price

1000000.00%

Share price

$0.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.7683925249533696e+36M

Annual income

$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00

Full USTC calculator →

● Live price

2.43%

Share price

$85.73

Annual div

$2.08

5Y div CAGR

28.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.8K

Annual income

$5,401.96

Full CL calculator →

Portfolio growth — USTC vs CL

📍 USTC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USTC	CL
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, USTC + CL cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USTC pays

CL pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USTC

Annual income on $10K today (after 15% tax)

$85,000,000.00/yr

After 10yr DRIP, annual income (after tax)

$4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/yr

Annual income on $10K today (after 15% tax)

$206.23/yr

After 10yr DRIP, annual income (after tax)

$4,591.67/yr

At 15% tax rate, USTC beats the other by $4,052,336,490,287,657,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of USTC + CL for your $10,000?

USTC: 50%CL: 50%

100% CL50/50100% USTC

Portfolio after 10yr

$2.3841962624766848e+36M

Annual income

$2,383,727,347,228,033,600,000,000,000,000,000,000,000,000.00/yr

Blended yield

99.98%

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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

USTC

No analyst data

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$92.45

+7.8% upside vs current

Range: $85.00 — $100.00

Altman Z

4.5

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USTC buys

CL buys

No recent congressional trades found for USTC or CL in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSTCCL

Forward yield	1000000.00% ✓	2.43%
Annual dividend / share	$2.00	$2.08 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	28.6% ✓
Portfolio after 10y	$4.7683925249533696e+36M	$40.8K ✓
Annual income after 10y	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00 ✓	$5,401.96
Total dividends collected	$4.7683311610149396e+36M	$18.0K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: USTC vs CL ($10,000, DRIP)

Year	USTC Portfolio	USTC Income/yr	CL Portfolio	CL Income/yr	Gap
1← crossover	$100,010,700	$100,000,000.00	$11,012	$312.01	+$100.00M → USTC
2	$934,786,450,701	$934,679,439,252.34	$12,196	$412.95	+$934786.44M → USTC
3	$8,165,787,108,578,292	$8,164,786,887,076,042.00	$13,599	$549.66	+$8165787108.56M → USTC
4	$66,665,884,190,957,650,000	$66,657,146,798,751,470,000.00	$15,288	$736.64	+$66665884190957.63M → USTC
5	$508,662,171,058,048,100,000,000	$508,590,838,561,963,700,000,000.00	$17,353	$995.28	+$508662171058048128.00M → USTC
6	$3,627,235,248,428,489,700,000,000,000	$3,626,690,979,905,457,600,000,000,000.00	$19,926	$1,357.80	+$3.62723524842849e+21M → USTC
7	$24,173,681,159,150,610,000,000,000,000,000	$24,169,800,017,434,790,000,000,000,000,000.00	$23,194	$1,873.82	+$2.417368115915061e+25M → USTC
8	$150,567,402,861,454,640,000,000,000,000,000,000	$150,541,537,022,614,370,000,000,000,000,000,000.00	$27,439	$2,621.52	+$1.5056740286145463e+29M → USTC
9	$876,477,100,281,847,600,000,000,000,000,000,000,000	$876,315,993,160,785,800,000,000,000,000,000,000,000.00	$33,088	$3,727.38	+$8.764771002818475e+32M → USTC
10	$4,768,392,524,953,369,600,000,000,000,000,000,000,000,000	$4,767,454,694,456,067,000,000,000,000,000,000,000,000,000.00	$40,806	$5,401.96	+$4.7683925249533696e+36M → USTC

USTC vs CL: Complete Analysis 2026

USTC — Stock

USA Real Estate Holding Company, a development stage company, focuses on purchasing commercial or other real estate properties, including land in the United States. The company, through its subsidiary, USA Real Estate Inc., intends to acquire retail outlets and the land they sit upon in the Midwest and Rocky Mountain states. USA Real Estate Holding Company was founded in 2007 and is based in Mississauga, Canada.

Full USTC Calculator →

CL — Consumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.