Is USVM or QYLD a better dividend investment in 2026?

USVM currently yields 1.96% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between USVM and QYLD?

USVM has a forward dividend yield of 1.96% ($1.81/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 10.28 percentage points.

Home › Compare › USVM vs QYLD

USVM vs QYLD: Dividend Comparison 2026

USVM yields 1.96% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.0K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

USVM

● Live price

1.96%

Share price

$92.49

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.5K

Annual income

$222.14

Full USVM calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — USVM vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	USVM	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, USVM + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

USVM pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USVM

Annual income on $10K today (after 15% tax)

$166.37/yr

After 10yr DRIP, annual income (after tax)

$188.82/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $4,944.20/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USVM + QYLD for your $10,000?

USVM: 50%QYLD: 50%

100% QYLD50/50100% USVM

Portfolio after 10yr

$24.5K

Annual income

$3,130.49/yr

Blended yield

12.75%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USVM buys

QYLD buys

No recent congressional trades found for USVM or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUSVMQYLD

Forward yield	1.96%	12.24% ✓
Annual dividend / share	$1.81	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.5K	$26.5K ✓
Annual income after 10y	$222.14	$6,038.84 ✓
Total dividends collected	$2.1K	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: USVM vs QYLD ($10,000, DRIP)

Year	USVM Portfolio	USVM Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,896	$195.73	$10,384	$1,224.49	+$512.00 → USVM
2	$11,858	$199.31	$10,900	$1,388.18	+$958.00 → USVM
3	$12,890	$202.72	$11,576	$1,590.76	+$1.3K → USVM
4	$13,999	$205.95	$12,447	$1,844.20	+$1.6K → USVM
5	$15,188	$209.03	$13,567	$2,164.97	+$1.6K → USVM
6	$16,463	$211.95	$15,003	$2,576.05	+$1.5K → USVM
7	$17,830	$214.71	$16,853	$3,110.04	+$977.00 → USVM
8	$19,295	$217.33	$19,251	$3,813.85	+$44.00 → USVM
9← crossover	$20,866	$219.80	$22,390	$4,756.08	$1.5K → QYLD
10	$22,549	$222.14	$26,548	$6,038.84	$4.0K → QYLD

USVM vs QYLD: Complete Analysis 2026

USVM — Stock

Seeks to provide investment results that closely correspond, before fees and expenses, to the performance of the Nasdaq Victory US Small Mid Cap Value Momentum Index. The Index is designed to deliver exposure to equity securities of small and mid capitalization issuers that have higher exposure to value and momentum factors while also maintaining moderate turnover and lower realized volatility than traditional capitalization weighted indexes.

Full USVM Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this USVM vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

USVM vs SCHD USVM vs JEPI USVM vs O USVM vs KO USVM vs MAIN USVM vs XYLD USVM vs JEPQ USVM vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.