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USVN vs DVY: Dividend Comparison 2026

USVN yields 4.10% · DVY yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 USVN wins by $1.1K in total portfolio value
10 years
USVN
USVN
● Live price
4.10%
Share price
$48.10
Annual div
$1.97
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$533.32
Full USVN calculator →
DVY
DVY
● Live price
3.46%
Share price
$151.41
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$432.91
Full DVY calculator →

Portfolio growth — USVN vs DVY

📍 USVN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSVNDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USVN + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
USVN pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USVN
Annual income on $10K today (after 15% tax)
$348.46/yr
After 10yr DRIP, annual income (after tax)
$453.32/yr
DVY
Annual income on $10K today (after 15% tax)
$294.47/yr
After 10yr DRIP, annual income (after tax)
$367.97/yr
At 15% tax rate, USVN beats the other by $85.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USVN + DVY for your $10,000?

USVN: 50%DVY: 50%
100% DVY50/50100% USVN
Portfolio after 10yr
$25.6K
Annual income
$483.11/yr
Blended yield
1.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USVN buys
0
DVY buys
0
No recent congressional trades found for USVN or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSVNDVY
Forward yield4.10% ✓3.46%
Annual dividend / share$1.97$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K ✓$25.0K
Annual income after 10y$533.32 ✓$432.91
Total dividends collected$4.7K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USVN vs DVY ($10,000, DRIP)

YearUSVN PortfolioUSVN Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,110$409.95$11,046$346.43+$64.00 → USVN
2$12,313$425.66$12,177$357.65+$136.00 → USVN
3$13,616$440.90$13,398$368.47+$218.00 → USVN
4$15,025$455.65$14,715$378.89+$310.00 → USVN
5$16,547$469.90$16,134$388.90+$413.00 → USVN
6$18,188$483.64$17,662$398.51+$526.00 → USVN
7$19,958$496.85$19,306$407.71+$652.00 → USVN
8$21,865$509.53$21,074$416.50+$791.00 → USVN
9$23,917$521.69$22,974$424.90+$943.00 → USVN
10$26,125$533.32$25,015$432.91+$1.1K → USVN

USVN vs DVY: Complete Analysis 2026

USVN — Stock

Under normal market conditions, The adviser seeks to achieve the fund’s investment objective by investing at least 80% of the fund’s net assets (plus any borrowings for investment purposes) in the component securities of the underlying index. The ICE BofA Current 7-Year US Treasury Index is a one-security index comprised of the most recently issued 7-year U.S. treasury note.

Full USVN Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.