HomeCompareUSVN vs SPHD

USVN vs SPHD: Dividend Comparison 2026

USVN yields 4.10% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $368.00 in total portfolio value
10 years
USVN
USVN
● Live price
4.10%
Share price
$48.10
Annual div
$1.97
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.1K
Annual income
$533.32
Full USVN calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — USVN vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUSVNSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, USVN + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
USVN pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

USVN
Annual income on $10K today (after 15% tax)
$348.46/yr
After 10yr DRIP, annual income (after tax)
$453.32/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $28.94/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of USVN + SPHD for your $10,000?

USVN: 50%SPHD: 50%
100% SPHD50/50100% USVN
Portfolio after 10yr
$26.3K
Annual income
$550.34/yr
Blended yield
2.09%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

USVN buys
0
SPHD buys
0
No recent congressional trades found for USVN or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUSVNSPHD
Forward yield4.10%4.30%
Annual dividend / share$1.97$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.1K$26.5K
Annual income after 10y$533.32$567.37
Total dividends collected$4.7K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: USVN vs SPHD ($10,000, DRIP)

YearUSVN PortfolioUSVN Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,110$409.95$11,130$430.50$20.00SPHD
2$12,313$425.66$12,357$447.82$44.00SPHD
3$13,616$440.90$13,687$464.65$71.00SPHD
4$15,025$455.65$15,126$480.98$101.00SPHD
5$16,547$469.90$16,682$496.78$135.00SPHD
6$18,188$483.64$18,362$512.03$174.00SPHD
7$19,958$496.85$20,174$526.72$216.00SPHD
8$21,865$509.53$22,127$540.84$262.00SPHD
9$23,917$521.69$24,230$554.39$313.00SPHD
10$26,125$533.32$26,493$567.37$368.00SPHD

USVN vs SPHD: Complete Analysis 2026

USVNStock

Under normal market conditions, The adviser seeks to achieve the fund’s investment objective by investing at least 80% of the fund’s net assets (plus any borrowings for investment purposes) in the component securities of the underlying index. The ICE BofA Current 7-Year US Treasury Index is a one-security index comprised of the most recently issued 7-year U.S. treasury note.

Full USVN Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.