Is UTAJX or QYLD a better dividend investment in 2026?

UTAJX currently yields 15.26% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: UTAJX offers higher current income.

What is the dividend yield difference between UTAJX and QYLD?

UTAJX has a forward dividend yield of 15.26% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 3.34 percentage points.

Home › Compare › UTAJX vs QYLD

UTAJX vs QYLD: Dividend Comparison 2026

UTAJX yields 15.26% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UTAJX wins by $28.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

UTAJX

● Live price

15.26%

Share price

$13.11

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54.3K

Annual income

$3,911.28

Full UTAJX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — UTAJX vs QYLD

📍 UTAJX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UTAJX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UTAJX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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UTAJX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTAJX

Annual income on $10K today (after 15% tax)

$1,296.77/yr

After 10yr DRIP, annual income (after tax)

$3,324.59/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $1,485.83/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of UTAJX + QYLD for your $10,000?

UTAJX: 50%QYLD: 50%

100% QYLD50/50100% UTAJX

Portfolio after 10yr

$39.9K

Annual income

$4,785.30/yr

Blended yield

12.00%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTAJX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUTAJXQYLD

Forward yield	15.26% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$54.3K ✓	$25.4K
Annual income after 10y	$3,911.28	$5,659.31 ✓
Total dividends collected	$26.6K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UTAJX vs QYLD ($10,000, DRIP)

Year	UTAJX Portfolio	UTAJX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$12,226	$1,525.61	$10,352	$1,192.36	+$1.9K → UTAJX
2	$14,825	$1,743.13	$10,830	$1,347.57	+$4.0K → UTAJX
3	$17,838	$1,975.41	$11,460	$1,539.07	+$6.4K → UTAJX
4	$21,308	$2,221.42	$12,275	$1,777.84	+$9.0K → UTAJX
5	$25,279	$2,479.97	$13,323	$2,078.95	+$12.0K → UTAJX
6	$29,798	$2,749.72	$14,667	$2,463.34	+$15.1K → UTAJX
7	$34,914	$3,029.25	$16,396	$2,960.57	+$18.5K → UTAJX
8	$40,675	$3,317.05	$18,631	$3,612.97	+$22.0K → UTAJX
9	$47,133	$3,611.58	$21,548	$4,482.15	+$25.6K → UTAJX
10	$54,344	$3,911.28	$25,398	$5,659.31	+$28.9K → UTAJX

UTAJX vs QYLD: Complete Analysis 2026

UTAJX — Stock

Target Enrollment 2032/2033 Investment Option is a target-date mutual fund investment option designed to gradually adjust its asset allocation over time, becoming more conservative as it approaches the 2032–2033 enrollment or target date.

Full UTAJX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.