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UTAMX vs SCHD: Dividend Comparison 2026

UTAMX yields 13.85% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UTAMX wins by $20.7K in total portfolio value
10 years
UTAMX
UTAMX
● Live price
13.85%
Share price
$14.44
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$3,267.60
Full UTAMX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — UTAMX vs SCHD

📍 UTAMX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUTAMXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UTAMX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UTAMX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTAMX
Annual income on $10K today (after 15% tax)
$1,176.96/yr
After 10yr DRIP, annual income (after tax)
$2,777.46/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, UTAMX beats the other by $2,418.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UTAMX + SCHD for your $10,000?

UTAMX: 50%SCHD: 50%
100% SCHD50/50100% UTAMX
Portfolio after 10yr
$39.3K
Annual income
$1,845.10/yr
Blended yield
4.69%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTAMX buys
0
SCHD buys
0
No recent congressional trades found for UTAMX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUTAMXSCHD
Forward yield13.85% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$49.7K ✓$29.0K
Annual income after 10y$3,267.60 ✓$422.61
Total dividends collected$22.9K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UTAMX vs SCHD ($10,000, DRIP)

YearUTAMX PortfolioUTAMX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,085$1,384.66$11,224$344.10+$861.00 → UTAMX
2$14,494$1,563.84$12,567$354.98+$1.9K → UTAMX
3$17,262$1,752.98$14,038$365.30+$3.2K → UTAMX
4$20,421$1,951.11$15,648$375.06+$4.8K → UTAMX
5$24,008$2,157.22$17,410$384.27+$6.6K → UTAMX
6$28,059$2,370.19$19,335$392.95+$8.7K → UTAMX
7$32,612$2,588.88$21,437$401.10+$11.2K → UTAMX
8$37,707$2,812.11$23,733$408.75+$14.0K → UTAMX
9$43,385$3,038.74$26,237$415.91+$17.1K → UTAMX
10$49,690$3,267.60$28,968$422.61+$20.7K → UTAMX

UTAMX vs SCHD: Complete Analysis 2026

UTAMX — Stock

UTAMX is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UTAMX shares.

Full UTAMX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.