Is UTEN or QYLD a better dividend investment in 2026?

UTEN currently yields 4.11% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between UTEN and QYLD?

UTEN has a forward dividend yield of 4.11% ($1.79/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.81 percentage points.

Home › Compare › UTEN vs QYLD

UTEN vs QYLD: Dividend Comparison 2026

UTEN yields 4.11% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UTEN wins by $750.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

UTEN

● Live price

4.11%

Share price

$43.60

Annual div

$1.79

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.1K

Annual income

$535.48

Full UTEN calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — UTEN vs QYLD

📍 UTEN pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UTEN	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, UTEN + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UTEN pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTEN

Annual income on $10K today (after 15% tax)

$349.58/yr

After 10yr DRIP, annual income (after tax)

$455.16/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,355.26/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UTEN + QYLD for your $10,000?

UTEN: 50%QYLD: 50%

100% QYLD50/50100% UTEN

Portfolio after 10yr

$25.8K

Annual income

$3,097.40/yr

Blended yield

12.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTEN buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUTENQYLD

Forward yield	4.11%	11.92% ✓
Annual dividend / share	$1.79	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.1K ✓	$25.4K
Annual income after 10y	$535.48	$5,659.31 ✓
Total dividends collected	$4.8K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: UTEN vs QYLD ($10,000, DRIP)

Year	UTEN Portfolio	UTEN Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,111	$411.27	$10,352	$1,192.36	+$759.00 → UTEN
2	$12,316	$427.07	$10,830	$1,347.57	+$1.5K → UTEN
3	$13,621	$442.42	$11,460	$1,539.07	+$2.2K → UTEN
4	$15,031	$457.27	$12,275	$1,777.84	+$2.8K → UTEN
5	$16,555	$471.62	$13,323	$2,078.95	+$3.2K → UTEN
6	$18,200	$485.44	$14,667	$2,463.34	+$3.5K → UTEN
7	$19,972	$498.75	$16,396	$2,960.57	+$3.6K → UTEN
8	$21,882	$511.52	$18,631	$3,612.97	+$3.3K → UTEN
9	$23,937	$523.77	$21,548	$4,482.15	+$2.4K → UTEN
10	$26,148	$535.48	$25,398	$5,659.31	+$750.00 → UTEN

UTEN vs QYLD: Complete Analysis 2026

UTEN — Stock

Under normal market conditions, the Adviser seeks to achieve the investment objective by investing at least 80% of the net assets (plus any borrowings for investment purposes) in the component securities of the index. The index is a one-security index comprised of the most recently issued 10-year US Treasury note.

Full UTEN Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this UTEN vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

UTEN vs SCHD UTEN vs JEPI UTEN vs O UTEN vs KO UTEN vs MAIN UTEN vs XYLD UTEN vs JEPQ UTEN vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.