HomeCompareUTI vs HTGC

UTI vs HTGC: Dividend Comparison 2026

UTI yields 4.00% · HTGC yields 10.22% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $25.6K in total portfolio value
10 years
UTI
UTI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full UTI calculator →
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →

Portfolio growth — UTI vs HTGC

Annual dividend income

MetricUTIHTGC
Forward yield4.00%10.22%
Annual dividend / share$2.00$1.88
Payout ratio50%90%
1-year div growth5%5.6%
5-year div CAGR5%4.2%
Portfolio after 10y$28.0K$53.7K
Annual income after 10y$899.19$3,064.35
Total dividends collected$6.4K$19.5K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: UTI vs HTGC ($10,000, DRIP)

YearUTI PortfolioUTI Income/yrHTGC PortfolioHTGC Income/yrGap
1$11,120$420.00$12,045$1,064.65$925.00HTGC
2$12,357$458.31$14,442$1,216.94$2.1KHTGC
3$13,721$499.76$17,242$1,384.73$3.5KHTGC
4$15,227$544.58$20,501$1,568.89$5.3KHTGC
5$16,885$593.02$24,280$1,770.26$7.4KHTGC
6$18,713$645.34$28,649$1,989.67$9.9KHTGC
7$20,724$701.81$33,685$2,227.97$13.0KHTGC
8$22,938$762.73$39,472$2,485.98$16.5KHTGC
9$25,372$828.41$46,104$2,764.50$20.7KHTGC
10$28,047$899.19$53,687$3,064.35$25.6KHTGC

UTI vs HTGC: Complete Analysis 2026

UTIStock

UTI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UTI shares.

Full UTI Calculator →

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

Frequently Asked Questions

Is UTI or HTGC better for dividend income in 2026?
UTI currently offers a 4.00% yield (2.00/share/year) while HTGC offers 10.22% (1.88/share/year). HTGC provides higher current income. However, UTI has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in UTI vs HTGC earn per year?
With $10,000 invested today: UTI pays approximately $400/year. HTGC pays approximately $1022/year. With DRIP reinvestment over 10 years, these grow to $899/year (UTI) and $3,064/year (HTGC).
Does UTI or HTGC pay monthly dividends?
UTI pays quarterly dividends. HTGC pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this UTI vs HTGC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

UTI vs SCHDUTI vs JEPIUTI vs OUTI vs KOUTI vs MAINUTI vs ARCCUTI vs GBDCUTI vs ORCCHTGC vs MAINHTGC vs ARCCHTGC vs GBDCHTGC vs ORCC

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.