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UTLF vs DIVO: Dividend Comparison 2026

UTLF yields 7.47% · DIVO yields 6.62%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 UTLF wins by $1.8K in total portfolio value
10 years
UTLF
UTLF
● Live price
7.47%
Share price
$26.79
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.8K
Annual income
$1,198.48
Full UTLF calculator →
DIVO
DIVO
● Live price
6.62%
Share price
$44.00
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.0K
Annual income
$1,008.47
Full DIVO calculator →

Portfolio growth — UTLF vs DIVO

📍 UTLF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodUTLFDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, UTLF + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
UTLF pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTLF
Annual income on $10K today (after 15% tax)
$634.57/yr
After 10yr DRIP, annual income (after tax)
$1,018.71/yr
DIVO
Annual income on $10K today (after 15% tax)
$562.67/yr
After 10yr DRIP, annual income (after tax)
$857.20/yr
At 15% tax rate, UTLF beats the other by $161.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UTLF + DIVO for your $10,000?

UTLF: 50%DIVO: 50%
100% DIVO50/50100% UTLF
Portfolio after 10yr
$31.9K
Annual income
$1,103.48/yr
Blended yield
3.46%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTLF buys
0
DIVO buys
0
No recent congressional trades found for UTLF or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricUTLFDIVO
Forward yield7.47% ✓6.62%
Annual dividend / share$2.00$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$32.8K ✓$31.0K
Annual income after 10y$1,198.48 ✓$1,008.47
Total dividends collected$9.8K ✓$8.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: UTLF vs DIVO ($10,000, DRIP)

YearUTLF PortfolioUTLF Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,447$746.55$11,362$661.96+$85.00 → UTLF
2$13,046$798.63$12,860$702.91+$186.00 → UTLF
3$14,810$850.71$14,504$743.56+$306.00 → UTLF
4$16,750$902.55$16,303$783.73+$447.00 → UTLF
5$18,876$953.96$18,268$823.31+$608.00 → UTLF
6$21,202$1,004.73$20,408$862.17+$794.00 → UTLF
7$23,741$1,054.71$22,737$900.20+$1.0K → UTLF
8$26,507$1,103.75$25,266$937.31+$1.2K → UTLF
9$29,514$1,151.71$28,008$973.42+$1.5K → UTLF
10$32,778$1,198.48$30,977$1,008.47+$1.8K → UTLF

UTLF vs DIVO: Complete Analysis 2026

UTLF — Stock

UTLF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UTLF shares.

Full UTLF Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.