Is UTME or FCPT a better dividend investment in 2026?

UTME currently yields 432.25% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: UTME offers higher current income.

What is the dividend yield difference between UTME and FCPT?

UTME has a forward dividend yield of 432.25% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 426.20 percentage points.

Home › Compare › UTME vs FCPT

UTME vs FCPT: Dividend Comparison 2026

UTME yields 432.25% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 UTME wins by $20293.78M in total portfolio value

INVESTMENT

TIME HORIZON10 years

UTME

● Live price

432.25%

Share price

$0.46

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20293.83M

Annual income

$13,946,685,318.87

Full UTME calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — UTME vs FCPT

📍 UTME pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	UTME	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, UTME + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

UTME pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

UTME

Annual income on $10K today (after 15% tax)

$36,740.87/yr

After 10yr DRIP, annual income (after tax)

$11,854,682,521.04/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, UTME beats the other by $11,854,677,612.05/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of UTME + FCPT for your $10,000?

UTME: 50%FCPT: 50%

100% FCPT50/50100% UTME

Portfolio after 10yr

$10146.94M

Annual income

$6,973,345,547.07/yr

Blended yield

68.72%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

UTME

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

UTME buys

FCPT buys

No recent congressional trades found for UTME or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricUTMEFCPT

Forward yield	432.25% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$20293.83M ✓	$49.1K
Annual income after 10y	$13,946,685,318.87 ✓	$5,775.28
Total dividends collected	$19721.78M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: UTME vs FCPT ($10,000, DRIP)

Year	UTME Portfolio	UTME Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$53,925	$43,224.55	$11,401	$700.92	+$42.5K → UTME
2	$275,537	$217,837.81	$13,064	$864.84	+$262.5K → UTME
3	$1,335,087	$1,040,262.62	$15,051	$1,072.48	+$1.32M → UTME
4	$6,139,280	$4,710,736.64	$17,442	$1,337.22	+$6.12M → UTME
5	$26,813,799	$20,244,769.16	$20,340	$1,677.08	+$26.79M → UTME
6	$111,326,892	$82,636,126.92	$23,880	$2,116.57	+$111.30M → UTME
7	$439,767,315	$320,647,540.73	$28,241	$2,689.36	+$439.74M → UTME
8	$1,654,320,129	$1,183,769,102.09	$33,660	$3,442.07	+$1654.29M → UTME
9	$5,931,909,341	$4,161,786,803.07	$40,456	$4,439.95	+$5931.87M → UTME
10	$20,293,828,314	$13,946,685,318.87	$49,063	$5,775.28	+$20293.78M → UTME

UTME vs FCPT: Complete Analysis 2026

UTME — Stock

United Time Technology Co., Ltd., through its subsidiaries, designs, develops, manufactures, and sells mobile phones, accessories, and related consumer electronics. It also offers consumer electronics, such as power banks, Bluetooth speakers, batteries, chargers, and cell phone parts, molds, and shells; and distributes face masks. In addition, the company provides electronics manufacturing services, including original equipment manufacturer and original design manufacturer services. It sells its products under the UTime and Do brand names in South America, South Asia, Southeast Asia, and Africa. The company was incorporated in 2008 and is headquartered in Shenzhen, China. United Time Technology Co., Ltd. was a former subsidiary of Nollec Wireless Company, Ltd.

Full UTME Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.